Waco Electricity Rates & Plans, Halfway Down I-35

Compare plans in Waco by estimated monthly cost at your usage, with Oncor delivery charges included.

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.

Oncor Market Snapshot
155
Plans available
all plan types · Oncor territory
38
Providers competing
in this service area
6.4¢/kWh
Cheapest standard rate
standard-priced plans · 1,000 kWh
$127/mo
Avg standard bill
standard-priced · $1519/yr annually

Live eligible-plan inventory — Oncor territory; the same active, validation-clean, fresh plan set the compare tool ranks, with TDSP delivery charges included. Rate and bill figures cover standard-priced plans only (free-period and time-of-use plans are counted in inventory but excluded from rate figures). Source: daily EFL capture of the state plan feed; refreshed with this page about every 6 hours. Confirm current rates with the provider before enrolling.

Top Electricity Plans in Waco (Ranked by Real Monthly Cost)

Plans below are ranked by estimated total bill including Oncor delivery charges. Enter your actual monthly kWh for personalized results and confirm final details with the provider.

Top 5 of 155 active plans in Waco (Oncor territory), ranked by estimated monthly bill at 1,000 kWh — the same deterministic ranking used in the live comparison below. Snapshot as of September 4, 2026; plan data is refreshed from provider EFL filings multiple times daily.
#PlanProviderRate (1,000 kWh)Est. bill (1,000 kWh)TermFine print
1Sure Saver 12SPARK ENERGY LLC6.4¢/kWh$64/mo12 moCredit cliff at 1,000 kWh, $100 cancel fee
2SimpleSaver 12AP GAS & ELECTRIC (TX) LLC6.5¢/kWh$65/mo12 moCredit cliff at 1,000 kWh, $150 cancel fee
3The Lone Saver Plus 12Energy Texas6.8¢/kWh$68/mo12 moCredit cliff at 1,000 kWh, $20 cancel fee
4Rhythm Max Saver 24RHYTHM7.3¢/kWh$73/mo24 moCredit cliff at 1,000 kWh, $20 cancel fee
5Variable AdvantageSOUTHERN FEDERAL POWER LLC8.9¢/kWh$89/mo1 moVariable rate

Estimated bills include Oncor delivery charges. Confirm final pricing on the provider's Electricity Facts Label before enrolling. Use the interactive comparison below to rank all 155 plans at your own usage, or the full comparison tool.

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Waco shops the same Oncor-territory market as Dallas, a hundred miles up the interstate — same delivery charges, same plan inventory — but it applies that market to a very different city. Baylor keeps a large rotating population of student renters cycling through leases every August; the historic neighborhoods of Castle Heights and Sanger Heights carry beautiful, thermally leaky housing from the early twentieth century; and the growth is happening in suburban family builds out toward Hewitt, Woodway, and China Spring. Those three constituencies want almost opposite things from an electricity plan, which makes Waco less a single market than three shopping guides sharing one ZIP prefix.

Student rentals near campus commonly run 500–900 kWh; established central-Waco homes 900–1,400 kWh in summer; and the newer suburban stock west of town regularly reaches 1,400–1,600 kWh.

Waco Electricity Rates — August 2026

Weekly standard-priced market index — Oncor territory, snapshot from the week of August 31, 2026. Unlike the live inventory above, rate figures here exclude free-period and time-of-use plans.

In the week of August 31, 2026, 164 standard-priced plans from 41 providers were on the market in Oncor territory. At 1,000 kWh, the cheapest works out to 6.6¢/kWh all-in (about $66 for the month), and the territory average is 13.2¢/kWhdown 0.8¢ vs the week of August 3, 2026. All figures include Oncor delivery charges.

Monthly usageCheapest rateAverage rateCheapest est. billAverage est. bill
500 kWh9.5¢/kWh14.0¢/kWh$47/mo$70/mo
1,000 kWh6.6¢/kWh13.2¢/kWh$66/mo$132/mo
2,000 kWh8.5¢/kWh13.1¢/kWh$170/mo$262/mo

Standard-priced plans in the Oncor service territory tracked in the TrueBill database, weekly snapshot from August 31, 2026. Rate = estimated all-in monthly bill (energy + Oncor delivery charges) divided by usage — the same average-price definition the Electricity Facts Label uses. Time-of-use and free-period plans are excluded from rate figures. Oncor delivery charges are identical across the territory, so these rates apply to Waco addresses served by Oncor. Plan pricing changes often — confirm current terms with the provider.

See how Texas electricity rates have trended · Monthly Texas market reports

Provider Rates on the Oncor Grid This Week

Lowest and average all-in rates per provider at 1,000 kWh, from the snapshot for the week of August 31, 2026.

ProviderPlansLowest rateAvg rate
AP GAS & ELECTRIC (TX) LLC76.59¢11.18¢
SPARK ENERGY LLC56.92¢10.62¢
SOUTHERN FEDERAL POWER LLC58.90¢14.37¢
Octopus Energy69.06¢10.89¢
TARA ENERGY510.23¢13.09¢
AMIGO ENERGY510.23¢16.25¢
JUST ENERGY410.23¢13.83¢
Companion Energy210.60¢11.10¢
Rhythm Energy410.64¢11.74¢
Energy Texas410.64¢12.09¢

Rates are EFL average prices at 1,000 kWh including Oncor delivery charges. This is territory-level data — identical for every city on the Oncor grid, because providers price by TDSP territory, not by city. Full history on the Texas rate history page.

Local planning angle for Waco

The August lease-turnover wave is Waco's defining rhythm. Students and young renters signing first-ever electricity contracts are the market's easiest targets for teaser rates that assume 1,000+ kWh usage a two-bedroom rental won't hit. The counter-move is simple: compare at 500–800 kWh, favor plans without minimum-usage fees, and match the contract to the lease so May's move-out doesn't trigger a termination fee.

Who Delivers Electricity in Waco

Oncor (your delivery utility)

Oncor owns and maintains the poles, wires, transformers, and meters in Waco. They handle outages and infrastructure, but they do not sell electricity plans. You choose a retail provider separately, and Oncor delivers the power regardless of which provider you pick.

Oncor's delivery charges are the same for every customer in McLennan County, regardless of retail provider. TrueBill includes these charges in every estimate.

Review Oncor TDSP delivery charges and service-area details →

Typical Electricity Usage in Waco

Peak summer usage: Aug (1,484 kWh)

Waco homes often use significantly more electricity during summer cooling months than during the rest of the year.

That seasonal swing changes plan economics: bill credits, minimum usage fees, and usage-based pricing can behave very differently as monthly usage moves up and down.

TrueBill ranks plans using your actual usage profile whenever possible instead of relying only on the standard 1,000 kWh benchmark.

Estimated profile derived from Waco seasonal ranges and Oncor service-area usage patterns.

What to Check Before Picking a Plan in Waco

Bill credit thresholds

Some plans only apply a credit if you use, say, 1,000 kWh or more in a month. Miss the threshold and your bill can jump. Check where your usage lands in every month, not just summer.

Tiered pricing

Rates can change across usage bands, so the advertised rate may only apply at one usage level. Compare estimated cost at your expected usage, not just the 1,000 kWh benchmark.

Base charges and minimum usage fees

A monthly base charge or a fee for using too little can outweigh a low per-kWh rate, especially in smaller homes and apartments.

Contract length and early termination fees

Longer contracts lock in your rate but usually carry a cancellation fee. Check the term and the fee in the plan's EFL before you sign up.

TrueBill factors these plan structures into every estimate. Plan terms can change, so confirm details with the provider before enrolling.

Frequently Asked Questions About Electricity in Waco

What should Baylor students setting up first-time electricity in Waco know?
Three things: compare plans at realistic apartment usage (500–800 kWh, not the 1,000 kWh advertising benchmark); avoid bill-credit plans whose thresholds a student rental rarely reaches; and match your contract term to your lease, since a 12-month plan against a 9-month school year otherwise ends in an early-termination fee. No-deposit and prepaid options exist for those without Texas credit history — compare their rates at your usage before assuming they cost more.
Are Waco electricity rates the same as Dallas rates?
Effectively yes at the plan level — Waco is Oncor territory, so providers offer the same plans at the same prices with identical delivery charges. Average bills differ between the cities because the housing differs: Waco's mix of student rentals and older homes produces different usage than Dallas's. The market is shared; what you bring to it is local.
Do Waco's historic homes need a different plan strategy?
They need honest usage numbers more than special plans. A 1920s Castle Heights home with original windows and minimal wall insulation can use half again the electricity of a same-size 2015 build, concentrated in the hottest and coldest months when the envelope leaks hardest. Owners should compare at their real peak-month usage — often higher than square footage suggests — and treat weatherization as the highest-return investment available, since it pays under every plan.
Can I switch electricity providers in Waco?
Waco is in the Oncor deregulated service territory for choice-eligible addresses. Retail choice may not apply to every address in the metro area. Use your exact ZIP in compare flow to confirm eligibility and available plans.
How do Oncor delivery charges affect my total Waco electricity bill?
Oncor delivery charges are regulated by the Texas PUC and passed through by every retail provider — they appear on your bill regardless of which company you choose. They include a fixed monthly base charge plus a per-kWh delivery fee. TrueBill includes Oncor delivery charges in every plan estimate for Waco addresses so the comparison reflects your actual all-in cost, not just the energy supply rate.
What is the difference between the Oncor delivery charge and the energy charge on my Waco electricity bill?
Your electricity bill has two main cost components: the energy supply charge set by your retail provider, and the Oncor delivery charge set by the Texas PUC. The energy supply portion is where provider competition happens — different plans offer different per-kWh rates, bill credits, and contract structures. The Oncor delivery charge is fixed and identical for every customer at your Waco address regardless of which provider you choose. Comparing plans by total estimated monthly cost — energy plus delivery — gives you a more accurate picture than comparing supply rates alone.

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Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.