Plano Electricity Rates & Plans: Compare Cost for High-Usage Homes
Compare plans in Plano by estimated monthly cost at your usage, with Oncor delivery charges included.
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.
Active plans with valid pricing data. Refreshed every 6 hours. Confirm current rates with the provider before enrolling.
Plano households often run higher summer usage ranges than statewide benchmarks. In this profile, small differences in plan structure can materially change estimated monthly cost, so comparisons should be made at realistic usage levels.
Plano's above-average home sizes and above-average incomes make it one of the highest-usage residential markets in the Oncor territory, making plan optimization especially valuable.
Plano Electricity Rates — July 2026
In the week of July 20, 2026, 151 standard-priced plans from 43 providers were on the market in Oncor territory. At 1,000 kWh, the cheapest works out to 7.1¢/kWh all-in (about $71 for the month), and the territory average is 14.3¢/kWh — down 0.1¢ vs the week of June 22, 2026. All figures include Oncor delivery charges.
| Monthly usage | Cheapest rate | Average rate | Cheapest est. bill | Average est. bill |
|---|---|---|---|---|
| 500 kWh | 11.8¢/kWh | 15.4¢/kWh | $59/mo | $77/mo |
| 1,000 kWh | 7.1¢/kWh | 14.3¢/kWh | $71/mo | $143/mo |
| 2,000 kWh | 11.2¢/kWh | 14.2¢/kWh | $224/mo | $285/mo |
Standard-priced plans in the Oncor service territory tracked in the TrueBill database, weekly snapshot from July 20, 2026. Rate = estimated all-in monthly bill (energy + Oncor delivery charges) divided by usage — the same average-price definition the Electricity Facts Label uses. Time-of-use and free-period plans are excluded from rate figures. Oncor delivery charges are identical across the territory, so these rates apply to Plano addresses served by Oncor. Plan pricing changes often — confirm current terms with the provider.
See how Texas electricity rates have trended · Monthly Texas market reports
Provider Rates on the Oncor Grid This Week
Lowest and average all-in rates per provider at 1,000 kWh, from the snapshot for the week of July 20, 2026.
| Provider | Plans | Lowest rate | Avg rate |
|---|---|---|---|
| AP GAS & ELECTRIC (TX) LLC | 6 | 7.10¢ | 12.05¢ |
| Chariot Energy | 6 | 7.25¢ | 11.41¢ |
| Discount Power | 4 | 8.36¢ | 13.15¢ |
| JUST ENERGY | 7 | 9.72¢ | 13.05¢ |
| TARA ENERGY | 7 | 11.03¢ | 13.31¢ |
| AMIGO ENERGY | 5 | 11.43¢ | 16.70¢ |
| TRUE POWER | 3 | 11.75¢ | 12.41¢ |
| Budget Power | 5 | 11.84¢ | 12.34¢ |
| Octopus Energy | 3 | 12.00¢ | 18.33¢ |
| VARSITY ENERGY LLC | 1 | 12.03¢ | 12.03¢ |
Rates are EFL average prices at 1,000 kWh including Oncor delivery charges. This is territory-level data — identical for every city on the Oncor grid, because providers price by TDSP territory, not by city. Full history on the Texas rate history page.
Typical Homes in Plano
Plano is characterized by large, well-maintained single-family homes, particularly in the West Plano neighborhoods that developed rapidly in the 1980s–2000s. Homes of 2,500–4,000+ sq ft with multiple AC zones, pool equipment, and increasing EV adoption are common throughout the city's established subdivisions.
Local planning angle for Plano
Because many Plano households operate in higher kWh bands, plan rankings can differ sharply between 1,000-kWh benchmark views and high-usage scenarios.
Why Plano Residents Compare Electricity Plans
Plano residents compare electricity plans because high-usage homes can achieve meaningful annual savings when the right plan structure is found. At 1,500–2,200 kWh monthly, a difference of even $0.01–$0.02 per kWh translates to $180–$528 per year, making the effort of comparing at realistic usage levels genuinely worthwhile.
Who Delivers Electricity in Plano
Oncor (your delivery utility)
Oncor owns and maintains the poles, wires, transformers, and meters in Plano. They handle outages and infrastructure, but they do not sell electricity plans. You choose a retail provider separately, and Oncor delivers the power regardless of which provider you pick.
Oncor's delivery charges are the same for every customer in Collin County, regardless of retail provider. TrueBill includes these charges in every estimate.
Review Oncor TDSP delivery charges and service-area details →Typical Electricity Usage in Plano
Plano homes often use significantly more electricity during summer cooling months than during the rest of the year.
That seasonal swing changes plan economics: bill credits, minimum usage fees, and usage-based pricing can behave very differently as monthly usage moves up and down.
TrueBill ranks plans using your actual usage profile whenever possible instead of relying only on the standard 1,000 kWh benchmark.
Estimated profile derived from Plano seasonal ranges and Oncor service-area usage patterns.
Seasonal Usage & Weather in Plano
Monthly Usage Patterns
Plano's large homes commonly use 1,500–2,200 kWh in peak summer months. Even in milder months, larger floor plans and multiple occupied zones keep baseline usage elevated relative to smaller homes elsewhere in DFW. Winter usage typically runs 850–1,400 kWh.
How Plano's Weather Affects Your Bill
Plano's suburban character means open development with relatively sparse mature tree cover in many neighborhoods, increasing solar heat gain on south- and west-facing walls throughout summer afternoons. Many homes have pool pumps running 8–12 hours daily from April through October, adding 100–200 kWh monthly that standard 1,000 kWh benchmark comparisons don't account for.
Top Electricity Plans in Plano (Ranked by Real Monthly Cost)
Plans below are ranked by estimated total bill including Oncor delivery charges. Enter your actual monthly kWh for personalized results and confirm final details with the provider.
| # | Plan | Provider | Rate (1,000 kWh) | Est. bill (1,000 kWh) | Term | Fine print |
|---|---|---|---|---|---|---|
| 1 | SimpleSaver 12 | AP GAS & ELECTRIC (TX) LLC | 7.1¢/kWh | $71/mo | 12 mo | Credit cliff at 1,000 kWh, $150 cancel fee |
| 2 | GridPlus 12 | CHARIOT ENERGY | 7.2¢/kWh | $72/mo | 12 mo | Credit cliff at 1,000 kWh, $15 cancel fee |
| 3 | Rhythm Max Saver 12 | RHYTHM | 7.7¢/kWh | $82/mo | 12 mo | Credit cliff at 1,000 kWh, $20 cancel fee |
| 4 | The Lone Saver Plus 12 | Energy Texas | 7.7¢/kWh | $82/mo | 12 mo | Credit cliff at 1,000 kWh, $20 cancel fee |
| 5 | Bill Credit Bundle 13 | Discount Power | 8.4¢/kWh | $84/mo | 13 mo | Credit cliff at 1,000 kWh, $150 cancel fee |
Estimated bills include Oncordelivery charges. Confirm final pricing on the provider's Electricity Facts Label before enrolling. Use the interactive comparison below to rank all 150 plans at your own usage, or the full comparison tool.
What to Check Before Picking a Plan in Plano
Plans optimized around 1,000 kWh may not remain competitive at 1,500-2,200 kWh.
A credit that triggers at one usage point may not scale with larger-home consumption.
Free nights/weekends structures may fit households that can shift load and may not fit those with heavy daytime cooling.
ETF, base charges, and fee terms may change and should be confirmed directly with the provider.
TrueBill factors these plan structures into every estimate. Plan terms can change, so confirm details with the provider before enrolling.
Frequently Asked Questions About Electricity in Plano
Why do Plano electricity bills often run higher than the Texas average?
Does Plano have any city-run electricity programs or rebates?
Are 24-month electricity contracts a good fit for Plano homeowners?
Can I switch electricity providers in Plano?
How do Oncor delivery charges affect my total Plano electricity bill?
What is the difference between the Oncor delivery charge and the energy charge on my Plano electricity bill?
Plano ZIP Codes
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Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.