Plano Electricity Rates & Plans: Compare Cost for High-Usage Homes
Compare plans in Plano by estimated monthly cost at your usage, with Oncor delivery charges included.
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.
Live eligible-plan inventory — Oncor territory; the same active, validation-clean, fresh plan set the compare tool ranks, with TDSP delivery charges included. Rate and bill figures cover standard-priced plans only (free-period and time-of-use plans are counted in inventory but excluded from rate figures). Source: daily EFL capture of the state plan feed; refreshed with this page about every 6 hours. Confirm current rates with the provider before enrolling.
Address eligibility note
Plano includes both Oncor and CoServ electric service areas. Retail-provider choice applies at Oncor-served addresses; CoServ members receive electricity through the cooperative. The rates and plans on this page cover Oncor only. Confirm the utility for your exact address on your bill or with the utility; a ZIP alone may span both areas.
Start with your ZIP in compare flow, then confirm the utility serving your exact address before enrolling.
Top Electricity Plans in Plano (Ranked by Real Monthly Cost)
Plans below are ranked by estimated total bill including Oncor delivery charges. Enter your actual monthly kWh for personalized results and confirm final details with the provider.
| # | Plan | Provider | Rate (1,000 kWh) | Est. bill (1,000 kWh) | Term | Fine print |
|---|---|---|---|---|---|---|
| 1 | Simple Saver 3 EFL | AP GAS & ELECTRIC (TX) LLC | 6.2¢/kWh | $62/mo | 3 mo | Credit cliff at 1,000 kWh |
| 2 | SimpleSaver 12 EFL | AP GAS & ELECTRIC (TX) LLC | 6.9¢/kWh | $69/mo | 12 mo | Credit cliff at 1,000 kWh |
| 3 | GridPlus 12 EFL | CHARIOT ENERGY | 7.1¢/kWh | $71/mo | 12 mo | Credit cliff at 1,000 kWh |
| 4 | Sure Saver 12 EFL | SPARK ENERGY LLC | 7.9¢/kWh | $79/mo | 12 mo | Credit cliff at 1,000 kWh |
| 5 | The Lone Saver Plus 12 EFL | Energy Texas | 8.5¢/kWh | $85/mo | 12 mo | Credit cliff at 1,000 kWh |
All 5 plans above use a usage-based bill credit, so their bill rises in a month that falls below the credit threshold. Compare plans without bill credits.
Estimated bills include Oncor delivery charges. Each EFL link opens the provider's Electricity Facts Label; confirm final pricing there before enrolling. Use the interactive comparison below to rank all 160 plans at your own usage, or the full comparison tool.
For a Plano household with high summer usage, small differences in plan structure can materially change estimated monthly cost. This page uses larger-home examples to illustrate that effect; your own bill history determines whether those usage levels apply.
Home size, cooling equipment, pools, and EV charging can all change a Plano household's usage. Use your bill history to choose comparison levels, including any months that cross a credit threshold; the examples here are illustrative scenarios.
Plano Electricity Rates — October 2026
Weekly standard-priced market index — Oncor territory, snapshot from the week of October 19, 2026. Unlike the live inventory above, rate figures here exclude free-period and time-of-use plans.
In the week of October 19, 2026, 142 standard-priced plans from 34 providers were on the market in Oncor territory. At 1,000 kWh, the cheapest works out to 6.2¢/kWh all-in (about $62 for the month), and the territory average is 12.9¢/kWh — up 0.2¢ vs the week of September 21, 2026. All figures include Oncor delivery charges.
| Monthly usage | Cheapest rate | Average rate | Cheapest est. bill | Average est. bill |
|---|---|---|---|---|
| 500 kWh | 10.7¢/kWh | 14.3¢/kWh | $54/mo | $72/mo |
| 1,000 kWh | 6.2¢/kWh | 12.9¢/kWh | $62/mo | $129/mo |
| 2,000 kWh | 9.3¢/kWh | 13.1¢/kWh | $186/mo | $261/mo |
Standard-priced plans in the Oncor service territory tracked in the TrueBill database, weekly snapshot from October 19, 2026. Rate = estimated all-in monthly bill (energy + Oncor delivery charges) divided by usage — the same average-price definition the Electricity Facts Label uses. Time-of-use and free-period plans are excluded from rate figures. Oncor delivery charges are identical across the territory, so these rates apply to Plano addresses served by Oncor. Plan pricing changes often — confirm current terms with the provider.
See how Texas electricity rates have trended · Monthly Texas market reports
Provider Rates on the Oncor Grid This Week
Lowest and average all-in rates per provider at 1,000 kWh, from the snapshot for the week of October 19, 2026.
| Provider | Plans | Lowest rate | Avg rate |
|---|---|---|---|
| AP GAS & ELECTRIC (TX) LLC | 5 | 6.20¢ | 10.20¢ |
| Chariot Energy | 5 | 7.14¢ | 12.06¢ |
| SPARK ENERGY LLC | 5 | 7.86¢ | 11.67¢ |
| Energy Texas | 5 | 8.54¢ | 11.89¢ |
| Rhythm Energy | 5 | 8.68¢ | 11.55¢ |
| SOUTHERN FEDERAL POWER LLC | 4 | 9.70¢ | 11.68¢ |
| SMARTENERGY HOLDINGS LLC | 4 | 10.20¢ | 12.95¢ |
| Think Energy | 5 | 10.20¢ | 13.10¢ |
| JUST ENERGY | 5 | 10.29¢ | 13.25¢ |
| AMIGO ENERGY | 5 | 10.29¢ | 13.25¢ |
Rates are EFL average prices at 1,000 kWh including Oncor delivery charges. This is territory-level data — identical for every city on the Oncor grid, because providers price by TDSP territory, not by city. Full history on the Texas rate history page.
Typical Homes in Plano
Plano's housing includes established single-family neighborhoods and apartments. A 2,500–4,000 sq ft home with multiple AC zones, a pool, or an EV charger is one useful larger-home comparison scenario; it does not represent every Plano household. Smaller homes and apartments need their own usage inputs.
How to Compare Plano Electricity Plans
Run the comparison at your real summer number, not just the 1,000 kWh default. For an illustrative West Plano household using 1,600–2,200 kWh, a flat $50–$125 bill credit shrinks proportionally, tiered rates can reprice the top of the bill, and a half-cent difference in effective rate is worth $8–$11 every month. Contrast that with a 700–1,000 kWh rental scenario, where base charges and credit thresholds carry more weight. These ranges are examples, not measured neighborhood averages. For an Oncor-served address, include Oncor delivery charges in the total, check each plan's behavior at your worst month as well as your average, and confirm current terms with the provider before enrolling.
Local planning angle for Plano
For Plano households whose bills show higher kWh use, plan rankings can differ sharply between the 1,000-kWh benchmark and their actual usage.
Why Plano Residents Compare Electricity Plans
Plano residents compare electricity plans because a household's usage determines how much a rate difference matters. If usage stays at 1,500–2,200 kWh every month, an effective-rate difference of $0.01–$0.02 per kWh works out to $180–$528 over twelve months. This is an illustrative calculation; a seasonal household should compare all twelve actual usage values.
Who Delivers Electricity in Plano
Oncor and CoServ serve different parts of Plano
The City of Plano's 2024 franchise review reported that CoServ supplied around 10% of the city's electricity, primarily in far north and west Plano, with Oncor supplying the remainder. That citywide description does not determine service at an individual address.
At an Oncor address, Oncor maintains the wires and you choose a retail electricity provider. CoServ Electric is a member-owned cooperative; its members do not shop the Oncor retail plans shown here. Check your bill or the Oncor address lookup before comparing.
Review Oncor TDSP delivery charges and service-area details →Plano addresses served by Oncor have the same regulated delivery charges as Oncor-served addresses in Dallas, Frisco, and McKinney. The Oncor plan comparisons here do not apply to CoServ members. For a household with sustained high usage, compare the 24-month term math alongside shorter contracts.
Illustrative Electricity Usage in Plano
This example household curve illustrates seasonal cooling demand in Plano; it is not a measured city average.
That seasonal swing changes plan economics: bill credits, minimum usage fees, and usage-based pricing can behave very differently as monthly usage moves up and down.
TrueBill ranks plans using your actual usage profile whenever possible instead of relying only on the standard 1,000 kWh benchmark.
Illustrative household scenario using assumed seasonal ranges and an assumed Oncor seasonal pattern. These values are not measured Plano averages; use your own monthly bills for a personal comparison.
Seasonal Usage & Weather in Plano
Monthly Usage Patterns
The larger-home examples on this page use illustrative summer inputs of 1,500–2,200 kWh and winter inputs of 850–1,400 kWh. These are modeled scenarios, not measured Plano averages. Replace them with your own monthly bills, including any winter electric-heating demand.
How Plano's Weather Affects Your Bill
Shade, window orientation, insulation, and thermostat settings affect summer cooling at an individual Plano home. Pool equipment adds a separate load: for example, a pump drawing 0.5 kW for 8 hours a day over 30 days uses 120 kWh. That is an illustrative equipment calculation; use your pump's actual draw and schedule when estimating its contribution.
What to Check Before Picking a Plan in Plano
Plans optimized around 1,000 kWh may not remain competitive at 1,500-2,200 kWh.
A credit that triggers at one usage point may not scale with larger-home consumption.
Free nights/weekends structures may fit households that can shift load and may not fit those with heavy daytime cooling.
Switching plans early at the same address can trigger an early termination fee. Relocation is different: Texas rules waive that fee when you provide a forwarding address and any required reasonable evidence of the move. Check the plan's fee amount and relocation process before committing to 24+ months.
TrueBill factors these plan structures into every estimate. Plan terms can change, so confirm details with the provider before enrolling.
Frequently Asked Questions About Electricity in Plano
Why might my Plano electricity bill be high?
Does Plano have any city-run electricity programs or rebates?
Are 24-month electricity contracts a good fit for Plano homeowners?
Can I switch electricity providers in Plano?
How do Oncor delivery charges affect my total Plano electricity bill?
What is the difference between the Oncor delivery charge and the energy charge on my Plano electricity bill?
Plano ZIP Codes
Keep Comparing
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.