Temple Electricity Rates & Plans for Central Texas's Medical Hub
Compare plans in Temple by estimated monthly cost at your usage, with Oncor delivery charges included.
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.
Live eligible-plan inventory — Oncor territory; the same active, validation-clean, fresh plan set the compare tool ranks, with TDSP delivery charges included. Rate and bill figures cover standard-priced plans only (free-period and time-of-use plans are counted in inventory but excluded from rate figures). Source: daily EFL capture of the state plan feed; refreshed with this page about every 6 hours. Confirm current rates with the provider before enrolling.
Top Electricity Plans in Temple (Ranked by Real Monthly Cost)
Plans below are ranked by estimated total bill including Oncor delivery charges. Enter your actual monthly kWh for personalized results and confirm final details with the provider.
| # | Plan | Provider | Rate (1,000 kWh) | Est. bill (1,000 kWh) | Term | Fine print |
|---|---|---|---|---|---|---|
| 1 | Simple Saver 3 EFL | AP GAS & ELECTRIC (TX) LLC | 6.2¢/kWh | $62/mo | 3 mo | Credit cliff at 1,000 kWh |
| 2 | SimpleSaver 12 EFL | AP GAS & ELECTRIC (TX) LLC | 6.9¢/kWh | $69/mo | 12 mo | Credit cliff at 1,000 kWh |
| 3 | GridPlus 12 EFL | CHARIOT ENERGY | 7.1¢/kWh | $71/mo | 12 mo | Credit cliff at 1,000 kWh |
| 4 | Sure Saver 12 EFL | SPARK ENERGY LLC | 7.9¢/kWh | $79/mo | 12 mo | Credit cliff at 1,000 kWh |
| 5 | The Lone Saver Plus 12 EFL | Energy Texas | 8.5¢/kWh | $85/mo | 12 mo | Credit cliff at 1,000 kWh |
All 5 plans above use a usage-based bill credit, so their bill rises in a month that falls below the credit threshold. Compare plans without bill credits.
Estimated bills include Oncor delivery charges. Each EFL link opens the provider's Electricity Facts Label; confirm final pricing there before enrolling. Use the interactive comparison below to rank all 142 plans at your own usage, or the full comparison tool.
Temple's economy runs on medicine — the Baylor Scott & White flagship complex is among the largest employers between Austin and Dallas — and its electricity market runs on the steady in-migration that comes with it. Residents, nurses, and hospital staff arrive year-round on relocation timelines, join a housing market that has pushed steadily west toward newer subdivisions, and set up service in a city that sits squarely in Oncor's deregulated territory. Temple shares Bell County with Killeen and Belton, and shares those cities' market fundamentals; what distinguishes it is the relocation rhythm — many shoppers here are choosing a Texas electricity plan for the first time, on a deadline, from out of state.
Temple's newer west-side subdivisions typically summer at 1,200–1,600 kWh; the established neighborhoods near downtown and the hospital district run more moderate 950–1,300 kWh.
Temple Electricity Rates — October 2026
Weekly standard-priced market index — Oncor territory, snapshot from the week of October 19, 2026. Unlike the live inventory above, rate figures here exclude free-period and time-of-use plans.
In the week of October 19, 2026, 142 standard-priced plans from 34 providers were on the market in Oncor territory. At 1,000 kWh, the cheapest works out to 6.2¢/kWh all-in (about $62 for the month), and the territory average is 12.9¢/kWh — up 0.2¢ vs the week of September 21, 2026. All figures include Oncor delivery charges.
| Monthly usage | Cheapest rate | Average rate | Cheapest est. bill | Average est. bill |
|---|---|---|---|---|
| 500 kWh | 10.7¢/kWh | 14.3¢/kWh | $54/mo | $72/mo |
| 1,000 kWh | 6.2¢/kWh | 12.9¢/kWh | $62/mo | $129/mo |
| 2,000 kWh | 9.3¢/kWh | 13.1¢/kWh | $186/mo | $261/mo |
Standard-priced plans in the Oncor service territory tracked in the TrueBill database, weekly snapshot from October 19, 2026. Rate = estimated all-in monthly bill (energy + Oncor delivery charges) divided by usage — the same average-price definition the Electricity Facts Label uses. Time-of-use and free-period plans are excluded from rate figures. Oncor delivery charges are identical across the territory, so these rates apply to Temple addresses served by Oncor. Plan pricing changes often — confirm current terms with the provider.
See how Texas electricity rates have trended · Monthly Texas market reports
Provider Rates on the Oncor Grid This Week
Lowest and average all-in rates per provider at 1,000 kWh, from the snapshot for the week of October 19, 2026.
| Provider | Plans | Lowest rate | Avg rate |
|---|---|---|---|
| AP GAS & ELECTRIC (TX) LLC | 5 | 6.20¢ | 10.20¢ |
| Chariot Energy | 5 | 7.14¢ | 12.06¢ |
| SPARK ENERGY LLC | 5 | 7.86¢ | 11.67¢ |
| Energy Texas | 5 | 8.54¢ | 11.89¢ |
| Rhythm Energy | 5 | 8.68¢ | 11.55¢ |
| SOUTHERN FEDERAL POWER LLC | 4 | 9.70¢ | 11.68¢ |
| SMARTENERGY HOLDINGS LLC | 4 | 10.20¢ | 12.95¢ |
| Think Energy | 5 | 10.20¢ | 13.10¢ |
| JUST ENERGY | 5 | 10.29¢ | 13.25¢ |
| AMIGO ENERGY | 5 | 10.29¢ | 13.25¢ |
Rates are EFL average prices at 1,000 kWh including Oncor delivery charges. This is territory-level data — identical for every city on the Oncor grid, because providers price by TDSP territory, not by city. Full history on the Texas rate history page.
Why Temple Residents Compare Electricity Plans
First-time Texas arrivals are the shoppers most likely to take the top advertised rate at face value — and advertised rates, computed at exactly 1,000 kWh, are least reliable for exactly the newer homes relocating families buy. Temple's practical advice is the general Texas advice with urgency attached: even on a relocation deadline, twenty minutes comparing estimated total bills at your square footage beats a snap decision that sets your price for twelve months.
Who Delivers Electricity in Temple
Oncor (your delivery utility)
Oncor owns and maintains the poles, wires, transformers, and meters in Temple. They handle outages and infrastructure, but they do not sell electricity plans. You choose a retail provider separately, and Oncor delivers the power regardless of which provider you pick.
Oncor's delivery charges are the same for every customer it serves, regardless of retail provider. Utility service territory is determined by the service address and does not always follow city or county boundaries, so confirm your TDSP for your address before comparing plans. TrueBill includes these charges in every estimate.
Review Oncor TDSP delivery charges and service-area details →Illustrative Electricity Usage in Temple
This example household curve illustrates seasonal cooling demand in Temple; it is not a measured city average.
That seasonal swing changes plan economics: bill credits, minimum usage fees, and usage-based pricing can behave very differently as monthly usage moves up and down.
TrueBill ranks plans using your actual usage profile whenever possible instead of relying only on the standard 1,000 kWh benchmark.
Illustrative household scenario using assumed seasonal ranges and an assumed Oncor seasonal pattern. These values are not measured Temple averages; use your own monthly bills for a personal comparison.
Seasonal Usage & Weather in Temple
Monthly Usage Patterns
Temple's usage follows the Central Texas pattern — a long, hot June-through-September peak, gentle shoulders, and mild winters holding most homes to 600–950 kWh. The area's occasional ice events matter disproportionately for the minority of all-electric homes, where a February storm can briefly double a month's usage; gas-heated homes barely notice on the electric bill.
What to Check Before Picking a Plan in Temple
Some plans only apply a credit if you use, say, 1,000 kWh or more in a month. Miss the threshold and your bill can jump. Check where your usage lands in every month, not just summer.
Rates can change across usage bands, so the advertised rate may only apply at one usage level. Compare estimated cost at your expected usage, not just the 1,000 kWh benchmark.
A monthly base charge or a fee for using too little can outweigh a low per-kWh rate, especially in smaller homes and apartments.
Longer contracts lock in your rate but usually carry a cancellation fee. Check the term and the fee in the plan's EFL before you sign up.
TrueBill factors these plan structures into every estimate. Plan terms can change, so confirm details with the provider before enrolling.
Frequently Asked Questions About Electricity in Temple
I'm relocating to Temple for a hospital job — how fast can I get electricity connected?
Is Temple served by the same utility as Killeen and Belton?
Which plan structures fit Temple's newer west-side homes?
Can I switch electricity providers in Temple?
How do Oncor delivery charges affect my total Temple electricity bill?
What is the difference between the Oncor delivery charge and the energy charge on my Temple electricity bill?
Nearby Cities
Keep Comparing
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.