Texas Electricity Plans Without Bill Credits

Every currently listed Texas plan with no minimum-usage bill credit — pricing that scales smoothly with usage, ranked by EFL average price with fee flags.

Compare plans for your ZIP →

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.

Current Inventory Snapshot

159

Matching plans

in our public data

Providers offering them

across Texas

8.6¢

Cheapest at 1,000 kWh

EFL average price

8.6–20.2¢

Range at 1,000 kWh

cheapest to priciest

Publicly listed residential plans with valid pricing data matching this category. Data updated September 4, 2026. Confirm current rates with the provider before enrolling.

Bill-credit plans dominate the top of Texas rate boards because a $100+ credit at 1,000 kWh crushes the benchmark price the boards sort by. The same mechanics make them the most common source of bill shock: use 950 kWh in a mild month and the credit vanishes, repricing your whole bill at the unmitigated rate.

This list is the opposite filter: every currently listed plan with no minimum-usage bill credit. No thresholds to manage, no cliff between 999 and 1,000 kWh — your bill scales with your usage. “No bill credits” is a statement about one specific mechanism, not a promise of simplicity everywhere else: the sections below cover what these plans can still include and what to compare instead.

Current Plans in This Category (159)

Data updated September 4, 2026. From 39 providers with publicly listed pricing.

Provider	Plan	Term	500 kWh	1,000 kWh ▾	2,000 kWh	Notes
SOUTHERN FEDERAL POWER LLC	Variable Advantage	Month-to-month	9.5–12.4¢	8.6–11.1¢	8.2–10.5¢	Variable rate
Octopus Energy	Octo Simple 3	3 mo	9.1–15.5¢	8.8–14.7¢	8.7–14.4¢	$150 cancel fee
JUST ENERGY	Sustainable Days Bundle - 3	3 mo	10.6–12.6¢	9.8–11.4¢	9.5–10.8¢	$175 cancel fee · Free period / time-of-use
JUST ENERGY	Sustainable Living Bundle - 3	3 mo	10.5–12.6¢	9.8–11.4¢	9.4–10.8¢	$175 cancel fee
AMIGO ENERGY	Sustainable Lifestyle - 3	3 mo	10.5–12.6¢	9.8–11.4¢	9.4–10.8¢	$175 cancel fee
TARA ENERGY	Sustainable Home Bundle - 3	3 mo	10.5–12.6¢	9.8–11.4¢	9.4–10.8¢	$175 cancel fee
TARA ENERGY	Balanced Days Bundle - 3	3 mo	10.6–12.6¢	9.8–11.4¢	9.5–10.8¢	5.0¢/kWh outside free window · $175 cancel fee
AMIGO ENERGY	Sustainable Simply Days - 3	3 mo	10.6–12.6¢	9.8–11.4¢	9.5–10.8¢	$175 cancel fee · Free period / time-of-use
SPARK ENERGY LLC	Choose 3	3 mo	10.2–13.0¢	9.9–12.2¢	9.7–11.8¢	$100 cancel fee
SMARTENERGY HOLDINGS LLC	SmartGreen 3	3 mo	10.7–12.5¢	9.9–11.2¢	9.4–10.6¢
PAYLESS POWER	PTC 3 Month - Postpaid	3 mo	10.3–12.9¢	10.0–12.1¢	9.8–11.7¢	$99 cancel fee
Octopus Energy	Octo Simple 10	10 mo	10.4–11.5¢	10.0–11.2¢	9.7–11.1¢	$150 cancel fee
Octopus Energy	Octo Simple 5	5 mo	10.5–16.3¢	10.0–15.6¢	9.7–15.2¢	$150 cancel fee
AP GAS & ELECTRIC (TX) LLC	TrueClassic 4	4 mo	10.4–13.4¢	10.1–12.6¢	9.9–12.2¢	$150 cancel fee
AP GAS & ELECTRIC (TX) LLC	TrueClassic 10	10 mo	10.8–13.0¢	10.3–12.2¢	10.1–11.8¢	$150 cancel fee
CONSTELLATION NEWENERGY INC	Simple Switch 3	3 mo	10.8–14.0¢	10.5–13.2¢	10.3–12.8¢	$50 cancel fee
CHARIOT ENERGY	Bright Nights 10	10 mo	11.8–14.4¢	10.5–12.6¢	9.9–11.7¢	5.3¢/kWh outside free window · $15 cancel fee
INFUSE ENERGY	PTC Infusion Flex	Month-to-month	11.3–14.5¢	10.5–13.2¢	10.1–12.6¢	Variable rate · $5 cancel fee
INFUSE ENERGY	Essential Infusion Flex	Month-to-month	11.0–14.2¢	10.5–13.2¢	10.3–12.7¢	Variable rate · $5 cancel fee
REVOLUTION ENERGY LLC	Liberty Bell Flex	Month-to-month	11.1–14.3¢	10.5–13.2¢	10.2–12.7¢	Variable rate · $5 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes Flex	Month-to-month	11.2–14.4¢	10.5–13.2¢	10.2–12.6¢	Variable rate · $5 cancel fee
SOUTHERN FEDERAL POWER LLC	SoFed Try Us Out Now - 3	3 mo	11.4–11.9¢	10.5–10.9¢	10.1–10.5¢	$39 cancel fee
AE TEXAS	Smart Secure 10	10 mo	11.0–13.1¢	10.5–12.8¢	10.3–12.6¢	$20 cancel fee
GEXA ENERGY	Gexa Eco Choice 9	9 mo	10.9–13.5¢	10.6–12.7¢	10.4–12.3¢	$150 cancel fee
FRONTIER UTILITIES	Frontier Power Saver 9	9 mo	10.9–13.5¢	10.6–12.7¢	10.4–12.3¢	$150 cancel fee
Companion Energy	Companion + Perks 9	9 mo	10.9–13.5¢	10.6–12.7¢	10.4–12.3¢	$150 cancel fee
INFUSE ENERGY	PTC Green Infusion Flex	Month-to-month	11.4–14.6¢	10.6–13.3¢	10.2–12.6¢	Variable rate · $5 cancel fee
INFUSE ENERGY	Essential Infusion Green Flex	Month-to-month	11.1–14.3¢	10.6–13.3¢	10.3–12.8¢	Variable rate · $5 cancel fee
REVOLUTION ENERGY LLC	Liberty Bell Green Flex	Month-to-month	11.2–14.4¢	10.6–13.3¢	10.3–12.7¢	Variable rate · $5 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes Green Flex	Month-to-month	11.3–14.5¢	10.6–13.3¢	10.2–12.7¢	Variable rate · $5 cancel fee
Budget Power	No Gimmicks 10	10 mo	11.2–13.8¢	10.7–13.0¢	10.5–12.6¢	$100 cancel fee
INFUSE ENERGY	Essential Infusion 3	3 mo	11.2–14.1¢	10.7–13.1¢	10.4–12.6¢	$100 cancel fee
TRUE POWER	True Value 10	10 mo	11.1–13.6¢	10.8–12.9¢	10.6–12.5¢	$300 cancel fee
CHARIOT ENERGY	Bright Nights 6	6 mo	12.2–15.1¢	10.8–13.3¢	10.2–12.4¢	5.8¢/kWh outside free window · $15 cancel fee
Abundance Energy	Straight Forward 3	3 mo	11.9–13.9¢	10.9–12.6¢	10.4–12.0¢	$200 cancel fee
Octopus Energy	Octo Simple 6	6 mo	11.4–17.0¢	11.0–16.2¢	10.8–15.8¢	$150 cancel fee
CHARIOT ENERGY	Bright Nights 12	12 mo	12.3–15.0¢	11.0–13.2¢	10.4–12.3¢	7.4¢/kWh outside free window · $15 cancel fee
HERITAGE POWER LLC	Bright Start 3	3 mo	11.3–12.3¢	11.0–11.8¢	10.8–11.6¢	$75 cancel fee
Octopus Energy	Octo Green 10	10 mo	11.4–17.6¢	11.0–16.8¢	10.8–16.4¢	$150 cancel fee
AE TEXAS	Smart Secure 9	10 mo	11.4–14.0¢	11.1–13.2¢	10.9–13.0¢	$20 cancel fee
TRUE POWER	True Value 12	12 mo	11.4–13.8¢	11.1–13.0¢	10.9–12.6¢	$300 cancel fee
SOUTHERN FEDERAL POWER LLC	SoFed Better Rate - 10	10 mo	12.0–14.5¢	11.1–13.2¢	10.7–12.6¢	$249 cancel fee
SPARK ENERGY LLC	Choose 6	6 mo	11.5–15.7¢	11.2–14.9¢	11.0–14.5¢	$100 cancel fee
Texans Choice Power LLC	Choose 6	6 mo	11.5–15.6¢	11.2–14.8¢	11.0–14.4¢	$100 cancel fee
Abundance Energy	Confident Renter 12	12 mo	11.8–13.9¢	11.3–13.1¢	11.1–12.7¢	$200 cancel fee
GEXA ENERGY	Gexa Eco Choice 12	12 mo	11.6–14.4¢	11.3–13.6¢	11.1–13.2¢	$150 cancel fee
FRONTIER UTILITIES	Frontier Power Saver 12	12 mo	11.6–14.4¢	11.3–13.6¢	11.1–13.2¢	$150 cancel fee
Companion Energy	Companion + Perks 12	12 mo	11.6–14.4¢	11.3–13.6¢	11.1–13.2¢	$150 cancel fee
Octopus Energy	Octo Simple 9	9 mo	11.8–12.3¢	11.3–12.0¢	11.1–11.9¢
AP GAS & ELECTRIC (TX) LLC	TrueClassic 12	12 mo	11.6–14.6¢	11.3–13.8¢	11.1–13.4¢	$150 cancel fee
Abundance Energy	Straight Forward 12	12 mo	12.4–14.5¢	11.4–13.2¢	10.9–12.6¢	$200 cancel fee
SFE ENERGY TEXAS INC	SFE RewardsPlus - 5	5 mo	11.8–14.2¢	11.4–13.5¢	11.3–13.1¢	$175 cancel fee
VARSITY ENERGY LLC	HOMERUN 10	10 mo	11.8–12.6¢	11.4–12.1¢	11.2–11.9¢	$150 cancel fee
Budget Power	No Gimmicks 18	18 mo	11.9–14.5¢	11.5–13.7¢	11.4–13.3¢	$125 cancel fee
Budget Power	No Gimmicks 12	12 mo	11.8–14.3¢	11.5–13.5¢	11.3–13.1¢	$100 cancel fee
SFE ENERGY TEXAS INC	SFE RewardsPlus - 10	10 mo	11.9–14.6¢	11.5–13.9¢	11.4–13.5¢	$175 cancel fee
CONSTELLATION NEWENERGY INC	Simple Switch 4	4 mo	12.0¢	11.5¢	11.3¢	$50 cancel fee
Octopus Energy	Octo Simple 12	12 mo	12.0–16.8¢	11.6–16.1¢	11.4–15.7¢	$150 cancel fee
Octopus Energy	Octo Green 9	9 mo	12.0–16.7¢	11.6–15.9¢	11.4–15.5¢
CHARIOT ENERGY	Bright Nights 24	24 mo	12.9–15.4¢	11.6–13.6¢	11.0–12.7¢	7.0¢/kWh outside free window · $15 cancel fee
TRUE POWER	True Value 24	24 mo	12.0–14.5¢	11.6–13.7¢	11.5–13.3¢	$300 cancel fee
HERITAGE POWER LLC	Bright Start 5 – $50 First Bill Credit!!	5 mo	11.9–12.9¢	11.6–12.4¢	11.4–12.2¢	$75 cancel fee
VARSITY ENERGY LLC	HOMERUN 12	12 mo	12.0–12.8¢	11.6–12.3¢	11.4–12.1¢	$150 cancel fee
INFUSE ENERGY	Essential Infusion 6	6 mo	12.1–14.7¢	11.6–13.7¢	11.3–13.3¢	$150 cancel fee
BKV Energy	Daisy 3	3 mo	12.1–14.1¢	11.6–13.3¢	11.4–12.9¢	$20 cancel fee
CHARIOT ENERGY	Bright Nights 36	36 mo	13.0–15.8¢	11.7–14.0¢	11.1–13.1¢	7.2¢/kWh outside free window · $15 cancel fee
TRUE POWER	True Value 36	36 mo	12.0–14.6¢	11.7–13.8¢	11.5–13.4¢	$300 cancel fee
SOUTHERN FEDERAL POWER LLC	SoFed Try Us Out Now- 3	3 mo	13.0¢	11.7¢	11.1¢	$39 cancel fee
Budget Power	No Gimmicks 24	24 mo	12.1–14.6¢	11.8–13.8¢	11.6–13.4¢	$175 cancel fee
Texans Choice Power LLC	Choose 12	12 mo	12.1–16.0¢	11.8–15.2¢	11.6–14.8¢	$100 cancel fee
SFE ENERGY TEXAS INC	SFE RewardsPlus - 12	12 mo	12.2–14.9¢	11.8–14.2¢	11.7–13.8¢	$175 cancel fee
Abundance Energy	Clean Energy 12	12 mo	12.9–15.0¢	11.9–13.7¢	11.4–13.1¢	$200 cancel fee
AP GAS & ELECTRIC (TX) LLC	TrueClassic 24	24 mo	12.2–15.0¢	11.9–14.2¢	11.7–13.8¢	$250 cancel fee
CHAMPION ENERGY SERVICES LLC	Champ Saver-12	12 mo	12.2–16.8¢	11.9–16.1¢	11.7–15.7¢	$150 cancel fee
BKV Energy	Daisy 9	9 mo	12.2–14.7¢	11.9–13.9¢	11.8–13.5¢	$20 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes 9	9 mo	12.6–15.2¢	11.9–14.0¢	11.5–13.4¢	$175 cancel fee
SMARTENERGY HOLDINGS LLC	SmartGreen 9 $200 Bill Credit	9 mo	12.7–15.3¢	11.9–14.0¢	11.5–13.3¢	$20 cancel fee
Budget Power	No Gimmicks 36	36 mo	12.3–14.8¢	12.0–14.0¢	11.8–13.6¢	$250 cancel fee
SPARK ENERGY LLC	Choose 12	12 mo	12.3–16.2¢	12.0–15.4¢	11.8–15.0¢	$100 cancel fee
CHAMPION ENERGY SERVICES LLC	Champ Saver-9	9 mo	12.3–16.2¢	12.0–15.5¢	11.8–15.1¢	$150 cancel fee
SPARK ENERGY LLC	Choose 15	15 mo	12.4–16.3¢	12.1–15.5¢	11.9–15.1¢	$100 cancel fee
SFE ENERGY TEXAS INC	SFE RewardsPlus - 23	23 mo	12.5–15.3¢	12.1–14.6¢	12.0–14.2¢	$175 cancel fee
CHARIOT ENERGY	Chariot Choice 24	24 mo	12.6¢	12.1¢	11.9¢	$99 cancel fee
INFUSE ENERGY	Essential Infusion 12	12 mo	12.6–15.4¢	12.1–14.4¢	11.8–14.0¢	$200 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes 12	12 mo	12.8–15.6¢	12.1–14.4¢	11.7–13.9¢	$200 cancel fee
SOUTHERN FEDERAL POWER LLC	SoFed Digital Saver Plus - 12	12 mo	12.5–14.9¢	12.1–14.1¢	12.0–13.8¢	$99 cancel fee
GOOD CHARLIE & CO LLC	GoodEnergy 12	12 mo	13.0–14.4¢	12.2–13.4¢	11.7–12.9¢	$20 cancel fee
VARSITY ENERGY LLC	HOMERUN 16	16 mo	12.6¢	12.2¢	12.0¢	$150 cancel fee
INFUSE ENERGY	Essential Infusion 24	24 mo	12.7–15.7¢	12.2–14.7¢	11.9–14.2¢	$300 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes 24	24 mo	12.9–15.9¢	12.2–14.7¢	11.8–14.1¢	$300 cancel fee
CHAMPION ENERGY SERVICES LLC	Champ Saver-24	24 mo	12.6–17.2¢	12.3–16.5¢	12.1–16.1¢	$250 cancel fee
Budget Power	No Gimmicks Green 36	36 mo	12.8–13.5¢	12.4–13.0¢	12.2–12.8¢	$100 cancel fee
BKV Energy	Daisy 14	14 mo	12.8–15.4¢	12.4–14.7¢	12.3–14.3¢	$20 cancel fee
GOOD CHARLIE & CO LLC	GoodEnergy 9	9 mo	13.4–15.8¢	12.5–15.0¢	12.1–14.5¢	$20 cancel fee
BKV Energy	Daisy 13	13 mo	12.8–15.5¢	12.5–14.7¢	12.3–14.3¢	$20 cancel fee
BKV Energy	Daisy 12	12 mo	12.8–15.5¢	12.5–14.7¢	12.3–14.3¢	$20 cancel fee
BKV Energy	Daisy 18	18 mo	12.8–15.5¢	12.5–14.7¢	12.4–14.3¢	$20 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes 18	18 mo	13.2–16.1¢	12.5–14.9¢	12.1–14.3¢	$250 cancel fee
Atlantex Power	Luminous 10	10 mo	13.0–15.1¢	12.5–14.8¢	12.3–14.6¢	$20 cancel fee
Discount Power	Saver 10	10 mo	13.0–15.7¢	12.6–14.9¢	12.5–14.5¢	$95 cancel fee
Discount Power	Saver 12	12 mo	13.0–15.8¢	12.6–15.0¢	12.5–14.6¢	$150 cancel fee
Discount Power	Saver 11	11 mo	13.0–15.7¢	12.6–14.9¢	12.5–14.5¢	$95 cancel fee
GOOD CHARLIE & CO LLC	GoodEnergy 24	24 mo	13.4–15.2¢	12.6–14.2¢	12.1–13.7¢	$20 cancel fee
CIRRO ENERGY	Smart Simple 10	10 mo	13.1–15.8¢	12.7–15.0¢	12.6–14.6¢	$95 cancel fee
CIRRO ENERGY	Smart Simple 12	12 mo	13.1–15.9¢	12.7–15.1¢	12.6–14.7¢	$150 cancel fee
CIRRO ENERGY	Smart Simple 11	11 mo	13.1–15.8¢	12.7–15.0¢	12.6–14.6¢	$95 cancel fee
AE TEXAS	Smart Secure 36	36 mo	13.0–15.2¢	12.7–14.9¢	12.5–14.7¢	$20 cancel fee
CleanSky Energy	Embrace Green 12 - New Customer Special	12 mo	13.0–15.7¢	12.7–14.9¢	12.5–14.5¢	$150 cancel fee
SMARTENERGY HOLDINGS LLC	SmartGreen 12 $200 Bill Credit	12 mo	13.6–15.2¢	12.7–13.9¢	12.3–13.3¢	$20 cancel fee
HERITAGE POWER LLC	Bright Start 12 – $180 Bill Credit Reward	12 mo	13.2–14.3¢	12.9–13.8¢	12.7–13.6¢	$75 cancel fee
BKV Energy	Daisy 11	11 mo	13.4¢	12.9¢	12.7¢	$20 cancel fee
VARSITY ENERGY LLC	HOMERUN16	16 mo	13.4¢	12.9¢	12.7¢	$150 cancel fee
INFUSE ENERGY	Essential Infusion 36	36 mo	13.4–16.1¢	12.9–15.1¢	12.6–14.6¢	$375 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes 36	36 mo	13.6–16.3¢	12.9–15.1¢	12.5–14.5¢	$375 cancel fee
Think Energy	Think Clean 12	12 mo	13.8–17.1¢	13.0–15.8¢	12.6–15.2¢	$200 cancel fee
CONSTELLATION NEWENERGY INC	Simple Switch 11	11 mo	13.5¢	13.0¢	12.8¢	$50 cancel fee
AP GAS & ELECTRIC (TX) LLC	TrueClassic 36	36 mo	13.5–15.6¢	13.0–14.8¢	12.8–14.4¢	36-mo term
Discount Power	Saver 24	24 mo	13.5–16.3¢	13.1–15.5¢	13.0–15.1¢	$295 cancel fee
Atlantex Power	Luminous 9	10 mo	13.4–16.0¢	13.1–15.2¢	12.9–14.8¢	$20 cancel fee
CIRRO ENERGY	Smart Simple 24	24 mo	13.6–16.4¢	13.2–15.6¢	13.1–15.2¢	$295 cancel fee
GOOD CHARLIE & CO LLC	GoodEnergy 36	36 mo	14.0–15.4¢	13.2–14.4¢	12.7–13.9¢	$20 cancel fee
CleanSky Energy	Embrace Green 36 - New Customer Special	36 mo	13.5–16.4¢	13.2–15.6¢	13.0–15.2¢	$275 cancel fee
SMARTENERGY HOLDINGS LLC	SmartGreen 24 $200 Bill Credit	24 mo	14.2–16.4¢	13.2–15.1¢	12.7–14.5¢	$20 cancel fee
CleanSky Energy	Embrace Green 24 - New Customer Special	24 mo	13.7–15.9¢	13.3–15.1¢	13.1–14.7¢	$225 cancel fee
Octopus Energy LLC	Octo Simple 24	24 mo	13.8–17.5¢	13.4–16.8¢	13.2–16.4¢	$250 cancel fee
SOUTHERN FEDERAL POWER LLC	SoFed Better Rate - 36	36 mo	14.4–16.9¢	13.4–15.6¢	12.9–14.9¢	$249 cancel fee
PAYLESS POWER	PTC 6 Month - Postpaid	6 mo	13.7–16.2¢	13.4–15.4¢	13.2–15.0¢	$149 cancel fee
Discount Power	Saver 18	18 mo	13.9–16.7¢	13.5–15.9¢	13.4–15.5¢	$180 cancel fee
CHARIOT ENERGY	Chariot Choice 36	36 mo	14.0¢	13.5¢	13.3¢	$99 cancel fee
CIRRO ENERGY	Smart Simple 18	18 mo	14.0–16.8¢	13.6–16.0¢	13.5–15.6¢	$180 cancel fee
Think Energy	Think Clean 24	24 mo	14.5–17.7¢	13.7–16.5¢	13.3–15.8¢	$200 cancel fee
PAYLESS POWER	PTC 12 Month - Postpaid	12 mo	14.0–16.5¢	13.7–15.7¢	13.5–15.3¢	$199 cancel fee
Base Power	Base Energy 36	36 mo	14.0–14.5¢	13.7–14.1¢	13.5–13.9¢	$20 cancel fee
BRANCH ENERGY (TEXAS) LLC	Branch Fixed 12	12 mo	14.4¢	14.0¢	13.8¢	$120 cancel fee
CHARIOT ENERGY	Chariot Freedom	Month-to-month	14.4–17.4¢	14.1–16.6¢	13.9–16.2¢	Variable rate
JUST ENERGY	Basics PTC - 24	24 mo	14.8–17.7¢	14.5–16.9¢	14.3–16.5¢	$175 cancel fee
TARA ENERGY	Basics PTC - 24	24 mo	14.8–17.7¢	14.5–16.9¢	14.3–16.5¢	$175 cancel fee
AMIGO ENERGY	Basics PTC - 24	24 mo	14.8–17.7¢	14.5–16.9¢	14.3–16.5¢	$175 cancel fee
JUST ENERGY	Basics PTC - 60	60 mo	14.8–17.7¢	14.5–16.9¢	14.3–16.5¢	$175 cancel fee
TARA ENERGY	Basics PTC - 36	36 mo	14.8–17.7¢	14.5–16.9¢	14.3–16.5¢	$175 cancel fee
AMIGO ENERGY	Basics PTC - 36	36 mo	14.8–17.7¢	14.5–16.9¢	14.3–16.5¢	$175 cancel fee
PRONTO POWER	Summer 2026	3 mo	16.0¢	14.5¢	13.8¢	$50 cancel fee
Atlantex Power	Luminous 36	36 mo	15.0–17.7¢	14.7–16.9¢	14.5–16.7¢	$20 cancel fee
RELIANT	Reliant Power On 18	18 mo	15.6–18.8¢	14.8–17.5¢	14.4–16.9¢	$180 cancel fee
DIRECT ENERGY	Autopay Texas 12	12 mo	15.6–18.6¢	14.8–17.3¢	14.4–16.7¢	$150 cancel fee
RELIANT	Reliant Power On 12 Plan	12 mo	15.7–18.7¢	14.9–17.4¢	14.5–16.8¢	$150 cancel fee
RELIANT	Reliant Power On 24 Plan	24 mo	16.0–19.0¢	15.2–17.7¢	14.8–17.1¢	$295 cancel fee
GREEN MOUNTAIN ENERGY COMPANY	Pollution Free e-Plus 18 Choice	18 mo	16.1–19.1¢	15.3–17.8¢	14.9–17.2¢	$180 cancel fee
DIRECT ENERGY	Autopay Texas 24	24 mo	16.1–18.9¢	15.3–17.6¢	14.9–17.0¢	$295 cancel fee
GREEN MOUNTAIN ENERGY COMPANY	Pollution Free e-Plus 12 Choice	12 mo	16.1–19.3¢	15.3–18.0¢	14.9–17.4¢	$150 cancel fee
DIRECT ENERGY	Autopay Texas 36	36 mo	16.3–19.2¢	15.5–17.9¢	15.1–17.3¢	$395 cancel fee
RELIANT	Reliant Power on 36 Plan	36 mo	16.3–19.3¢	15.5–18.0¢	15.1–17.4¢	$395 cancel fee
GREEN MOUNTAIN ENERGY COMPANY	Pollution Free e-Plus 24 Choice	24 mo	16.5–19.7¢	15.7–18.4¢	15.3–17.8¢	$295 cancel fee
PAYLESS POWER	PTC 6 Month - Prepaid	6 mo	16.1–19.1¢	15.8–18.3¢	15.6–17.9¢	$49 cancel fee
GREEN MOUNTAIN ENERGY COMPANY	Pollution Free e-Plus 36 Choice	36 mo	16.9–19.9¢	16.1–18.6¢	15.7–18.0¢	$395 cancel fee
PAYLESS POWER	PTC 12 Month - Prepaid	12 mo	16.4–19.4¢	16.1–18.6¢	15.9–18.2¢	$49 cancel fee
PRONTO POWER	Power To Choose	Month-to-month	17.9¢	17.9¢	17.9¢	Variable rate · $50 cancel fee
PRONTO POWER	Pronto Flex 30	Month-to-month	18.7–20.5¢	18.4–20.2¢	18.2–20.0¢	Variable rate · $25 cancel fee
PRONTO POWER	Power to Choose	Month-to-month	18.4¢	18.4¢	18.4¢	Variable rate · $50 cancel fee

EFL average prices in cents/kWh, including delivery charges; ranges span delivery (TDSP) territories. Sorted by the 1,000 kWh column. Plan terms change — confirm current rates and conditions with the provider before enrolling.

How This List Is Ranked

Plans are ordered by EFL average price at 1,000 kWh from the same quality-checked inventory our compare tool prices. Because nothing here depends on hitting a usage threshold, these plans' prices move much less across the 500/1,000/2,000 kWh columns than credit plans do — but check the column nearest your usage anyway, since base charges still tilt the low end.

Who This Category May & May Not Fit

May fit

Apartments and smaller homes whose usage hovers where credit thresholds live (500–1,000 kWh)
Households with seasonal swings — no month gets repriced for dipping below a threshold
Anyone who doesn't want to track monthly usage against a contract condition

May not fit

Homes that reliably use 1,000+ kWh every single month — a credit plan you always qualify for can beat these on effective rate; see the trade-off explained on the bill-credits guide
Shoppers chasing the lowest 1,000 kWh benchmark price, which credit plans are engineered to win

Why Shoppers Avoid Bill-Credit Thresholds

The problem with a usage-threshold credit isn't the credit — it's the cliff. A plan built around a $100 credit at 1,000 kWh has two prices: one for months at or above the threshold and a much worse one for months below it, and the line between them is a single kilowatt-hour. Most households can't predict which side of that line a mild April or a vacation month will land on. Weather, travel, guests, and a thermostat habit all move monthly usage more than people expect, and every miss reprices the entire bill, not just the marginal usage.

The threshold also distorts the shopping process itself. Rate boards sort by the standardized 1,000 kWh average price, which includes the credit for plans engineered to hit it exactly — so the cheapest-looking plans on any board are disproportionately the ones whose real-world cost depends on your usage cooperating. The guide to how bill-credit plans work walks through the mechanics in detail.

What “No Bill Credits” Doesn't Mean

Filtering out credits removes one threshold mechanism. It does not mean a plan has no base charge, no minimum-usage fee, no time-of-use window, and no usage tiers — a few plans on this list carry one of those, flagged in the Notes column. It also doesn't mean a fixed monthly bill (usage and seasonal swings still move the total) and it doesn't mean universally cheaper. It means one thing precisely: no month gets repriced for missing a credit threshold. Every other term still lives on the plan's EFL.

Who Tends to Benefit — and Who May Not

The households that get the most from this filter are the ones threshold plans quietly punish: apartments and smaller homes whose usage lives in the 500–900 kWh range below common thresholds, homes with big summer-to-winter swings that cross a threshold twice a year, households with rooftop solar whose grid draw is both reduced and hard to predict, and anyone whose typical month hovers near a threshold — the worst place to be, since qualification becomes a coin flip.

The honest flip side: a household that clears 1,000 kWh every single month of the year qualifies for the credit every single month, and an always-qualified credit plan can produce a lower estimated annual cost than anything on this list. If that's your usage profile, compare this list against the current bill-credit plans using your real monthly history — the compare tool models both structures at your usage.

What to Compare Besides the Credit

With credits off the table, these are the terms that separate the plans on this list:

Energy charge — the per-kWh price, flat or tiered — the main lever
Base charge — a fixed monthly amount that weighs more the less you use
Minimum-usage fee — a few no-credit plans still charge below a usage floor — see the no-minimum-usage-fee list
TDSP delivery charges — regulated pass-through from your delivery utility, included in our estimates
Time-of-use windows — free periods funded by a higher rate outside them, flagged in Notes
Usage tiers — per-kWh prices that change across usage bands
Contract term & early termination fee — how long the rate holds and what leaving costs
Renewable content — disclosed on each EFL, independent of price
Estimated bills at 500 / 1,000 / 2,000 kWh — the three columns above — check the one nearest your usage

Where This List Fits Among Our Guides

This page is the ranked inventory; the explanation lives elsewhere. How bill-credit plans work is the full guide to the mechanism these plans omit. The no-minimum-usage-fee list filters the mirror-image condition — fees below a threshold rather than rewards above one. The fixed-rate guide covers what “fixed” does and doesn't lock, and the usage pages rank all plans at 500 kWh and 1,000 kWh if you'd rather start from your usage level. The ordering rules for every list on this site are documented in how we rank plans.

What to Check Before Enrolling

No credit doesn't mean no conditions

A few no-credit plans carry minimum-usage fees (a charge for using too little) or time-of-use windows — both flagged in the Notes column. And nearly all carry a monthly base charge that weighs more at low usage.

Compare against the credit plan honestly

If your usage clears 1,000 kWh twelve months a year, a credit plan may genuinely cost less annually. The right comparison is your real usage, month by month, through both structures — which is what the compare tool does.

Reading the EFL for These Plans

Verify the absence yourself: the EFL's “Fees/Credits” or pricing section will state any bill credit and its threshold. On this list you're mainly checking the base charge, any minimum-usage fee, the term length, and the early termination fee. If an EFL you're reading does show a credit, it's a different plan version than the one listed here — providers reuse plan names.

Frequently Asked Questions

Why do bill-credit plans look cheaper than these?

Because the standardized 1,000 kWh benchmark price includes the credit for plans that hit their threshold exactly. A $125 credit at 1,000 kWh takes about 12.5 cents/kWh off the benchmark — and takes nothing off a 900 kWh month. Plans without credits show you a price that behaves the same way at every usage level. See how bill credit plans work.

Are plans without bill credits always the better choice?

No. For genuinely consistent high-usage homes, an always-qualified credit plan can cost less over a year. Plans without credits win on predictability and on any usage pattern that sometimes dips below thresholds. Model both against your actual monthly history — the compare tool does this at your usage.

How is this different from the no-minimum-usage-fee list?

Different condition. Bill credits reward you above a threshold; minimum-usage fees charge you below one. Both create threshold math. This page filters out credits; the no-minimum-usage-fee page filters out the fees. Plans appearing on both lists have neither condition.

Keep Comparing

How bill credit plans work Best bill-credit plans (the other side)Plans without minimum-usage fees Fixed-rate plans explained & compared Plans ranked at 500 kWh Compare plans at your real usage All Texas electricity providers TDSP delivery territories How to read an EFL How to compare electricity plans

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Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.