Texas Electricity Plans Without Bill Credits

Every currently listed Texas plan with no minimum-usage bill credit — pricing that scales smoothly with usage, ranked by EFL average price with fee flags.

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.

Current Inventory Snapshot
156
Matching plans
in our public data
43
Providers offering them
across Texas
8.8¢
Cheapest at 1,000 kWh
EFL average price
8.8–18.9¢
Range at 1,000 kWh
cheapest to priciest

Publicly listed residential plans with valid pricing data matching this category. Data updated July 20, 2026. Confirm current rates with the provider before enrolling.

Bill-credit plans dominate the top of Texas rate boards because a $100+ credit at 1,000 kWh crushes the benchmark price the boards sort by. The same mechanics make them the most common source of bill shock: use 950 kWh in a mild month and the credit vanishes, repricing your whole bill at the unmitigated rate.

This list is the opposite filter: every currently listed plan with no minimum-usage bill credit. No thresholds to manage, no cliff between 999 and 1,000 kWh — your bill scales with your usage. Some plans here still carry other structures worth checking (a monthly base charge, and in a few cases time-of-use windows or minimum-usage fees, flagged in the Notes column), but none of them will punish you for a low-usage month the way a missed credit does.

Current Plans in This Category (156)

Data updated July 20, 2026. From 43 providers with publicly listed pricing.

ProviderPlanTerm500 kWh1,000 kWh ▾2,000 kWhNotes
Octopus EnergyOctopus Lite 1212 mo21.8–28.2¢8.8–14.9¢14.8–20.8¢$150 cancel fee
AMIGO ENERGYPower Perks - 1212 mo22.5–24.2¢9.7–11.4¢15.7–17.5¢$4.99 fee under 400 kWh · $175 cancel fee
TRUE POWERTrue Value 1212 mo11.4–13.4¢10.9–12.6¢10.7–12.2¢$300 cancel fee
RHYTHMDigital Choice 1212 mo11.0–13.0¢11.0–12.7¢11.1–12.6¢$20 cancel fee
CHARIOT ENERGYBright Nights 1111 mo12.5–14.5¢11.0–12.7¢10.3–11.8¢6.8¢/kWh outside free window · $15 cancel fee
Budget PowerNo Gimmicks 1111 mo11.5–13.4¢11.0–12.6¢10.8–12.2¢$100 cancel fee
Octopus EnergyOcto Simple 1212 mo11.5–17.6¢11.0–16.9¢10.8–16.5¢$150 cancel fee
JUST ENERGYSustainable Days Bundle - 55 mo11.9–13.9¢11.0–12.7¢10.6–12.1¢$175 cancel fee · Free period / time-of-use
TARA ENERGYSustainable Home Bundle - 55 mo11.9–13.9¢11.0–12.7¢10.5–12.1¢$175 cancel fee
AMIGO ENERGYSustainable Lifestyle - 55 mo11.9–13.9¢11.0–12.7¢10.5–12.1¢$175 cancel fee
TARA ENERGYBalanced Days Bundle - 55 mo11.9–13.9¢11.0–12.7¢10.6–12.1¢7.5¢/kWh outside free window · $175 cancel fee
JUST ENERGYSustainable Living Bundle - 55 mo11.9–13.9¢11.0–12.7¢10.5–12.1¢$175 cancel fee
Budget PowerNo Gimmicks 1212 mo11.6–13.6¢11.1–12.8¢10.9–12.4¢$100 cancel fee
SOUTHERN FEDERAL POWER LLCSoFed Better Rate - 1111 mo12.1–14.2¢11.1–12.9¢10.7–12.3¢$249 cancel fee
CHARIOT ENERGYBright Nights 1212 mo12.7–14.7¢11.2–12.9¢10.5–12.0¢7.4¢/kWh outside free window · $15 cancel fee
Budget PowerNo Gimmicks Green 1212 mo11.7–13.7¢11.2–12.9¢11.0–12.5¢$100 cancel fee
Ranchero PowerRanchero Smart & Fixed - 1111 mo12.2–14.3¢11.2–13.0¢10.8–12.4¢$179 cancel fee
SOUTHERN FEDERAL POWER LLCVariable AdvantageMonth-to-month12.2–14.2¢11.2–12.9¢10.8–12.3¢Variable rate
Ranchero PowerNo Contract AdvantageMonth-to-month12.2–14.2¢11.2–12.9¢10.8–12.3¢Variable rate
VARSITY ENERGY LLCHOMERUN 1212 mo11.8–12.4¢11.3–12.0¢11.1–11.8¢$150 cancel fee
SOUTHERN FEDERAL POWER LLCSoFed Better Rate - 66 mo12.3–14.4¢11.3–13.1¢10.9–12.5¢
Companion EnergyCompanion + Perks 1212 mo11.9–13.8¢11.4–13.0¢11.2–12.6¢$150 cancel fee
GEXA ENERGYGexa Eco Choice 1212 mo11.9–12.8¢11.4–12.4¢11.2–12.3¢$150 cancel fee
FRONTIER UTILITIESFrontier Power Saver 1212 mo11.9–13.8¢11.4–13.0¢11.2–12.6¢$150 cancel fee
Texans Choice Power LLCChoose 66 mo11.9–15.0¢11.4–14.2¢11.2–13.8¢$100 cancel fee
SOUTHERN FEDERAL POWER LLCSoFed Better Rate - 55 mo12.4–14.4¢11.4–13.1¢11.0–12.5¢$249 cancel fee
Ranchero PowerRanchero Smart & Fixed -66 mo12.4–14.5¢11.4–13.2¢11.0–12.6¢
CONSTELLATION NEWENERGY INCSimple Switch 66 mo12.0–14.6¢11.5–13.8¢11.3–13.4¢$50 cancel fee
Texans Choice Power LLCChoose 1212 mo12.0–14.7¢11.5–13.9¢11.3–13.5¢$100 cancel fee
AE TEXASSmart Secure 1010 mo12.0–14.2¢11.5–13.9¢11.3–13.7¢$20 cancel fee
Ranchero PowerRanchero Smart & Fixed - 55 mo12.5–14.5¢11.5–13.2¢11.1–12.6¢$179 cancel fee
REVOLUTION ENERGY LLCStars and Stripes 1212 mo12.5–14.6¢11.7–13.5¢11.2–12.9¢$200 cancel fee
INFUSE ENERGYEssential Infusion 1212 mo12.3–14.4¢11.7–13.5¢11.3–13.0¢$200 cancel fee
CHARIOT ENERGYBright Nights 2424 mo13.3–15.2¢11.8–13.4¢11.1–12.5¢8.2¢/kWh outside free window · $15 cancel fee
AP GAS & ELECTRIC (TX) LLCTrueClassic 1111 mo12.3–14.2¢11.8–13.4¢11.6–13.0¢$150 cancel fee
TRUE POWERTrue Value 2424 mo12.4–14.3¢11.9–13.5¢11.7–13.1¢$300 cancel fee
AP GAS & ELECTRIC (TX) LLCTrueClassic 1212 mo12.4–14.3¢11.9–13.5¢11.7–13.1¢$150 cancel fee
CHARIOT ENERGYBright Nights 3636 mo13.5–15.4¢12.0–13.6¢11.3–12.7¢8.3¢/kWh outside free window · $15 cancel fee
Abundance EnergyConfident Renter 1212 mo12.4–14.4¢12.0–13.6¢11.7–13.2¢$200 cancel fee
Budget PowerNo Gimmicks 2424 mo12.5–14.4¢12.0–13.6¢11.8–13.2¢$175 cancel fee
CHAMPION ENERGY SERVICES LLCChamp Saver-1212 mo12.5–14.8¢12.0–14.1¢11.8–13.7¢$150 cancel fee
TRUE POWERTrue Value 3636 mo12.5–14.4¢12.0–13.6¢11.8–13.2¢$300 cancel fee
GOOD CHARLIE & CO LLCGoodEnergy 1212 mo13.0–14.8¢12.0–13.5¢11.5–12.9¢$20 cancel fee
INFUSE ENERGYEssential Infusion 66 mo12.7–14.8¢12.0–13.8¢11.6–13.3¢$150 cancel fee
Ranchero PowerRanchero Smart & Fixed -1111 mo12.9¢12.0¢11.6¢$179 cancel fee
Abundance EnergyStraight Forward 1212 mo13.0–15.0¢12.1–13.7¢11.6–13.1¢$200 cancel fee
Budget PowerNo Gimmicks 3636 mo12.6–14.5¢12.1–13.7¢11.9–13.3¢$250 cancel fee
SPARK ENERGY LLCChoose 66 mo12.6–15.4¢12.1–14.6¢11.9–14.2¢$100 cancel fee
SPARK ENERGY LLCChoose 1212 mo12.6–15.5¢12.1–14.7¢11.9–14.3¢$100 cancel fee
CHARIOT ENERGYBright Nights 1818 mo13.5–15.6¢12.1–13.8¢11.4–12.9¢8.6¢/kWh outside free window · $15 cancel fee
JUST ENERGYSustainable Days Bundle - 66 mo13.0–15.0¢12.1–13.8¢11.6–13.2¢$175 cancel fee · Free period / time-of-use
TARA ENERGYSustainable Home Bundle - 66 mo13.0–15.0¢12.1–13.8¢11.6–13.2¢$175 cancel fee
AMIGO ENERGYSustainable Lifestyle - 66 mo12.8–15.0¢12.1–13.8¢11.6–13.2¢$175 cancel fee
TARA ENERGYBalanced Days Bundle - 66 mo13.0–15.0¢12.1–13.8¢11.6–13.2¢$175 cancel fee · Free period / time-of-use
AMIGO ENERGYSustainable Simply Days - 66 mo13.0–15.0¢12.1–13.8¢11.6–13.2¢$175 cancel fee · Free period / time-of-use
JUST ENERGYSustainable Living Bundle - 66 mo13.0–15.0¢12.1–13.8¢11.6–13.2¢$175 cancel fee
AE TEXASSmart Secure 3636 mo12.7–14.9¢12.2–14.6¢12.0–14.4¢$20 cancel fee
SOUTHERN FEDERAL POWER LLCSoFed Better Rate - 1212 mo13.2–15.7¢12.2–14.4¢11.8–13.8¢$249 cancel fee
CONSTELLATION NEWENERGY INCSimple Switch 1111 mo12.7¢12.2¢12.0¢$50 cancel fee
Ranchero PowerRanchero Smart & Fixed - 1212 mo13.3–15.8¢12.3–14.5¢11.9–13.9¢$179 cancel fee
BKV EnergyDaisy 1111 mo12.9–14.9¢12.4–14.1¢12.1–13.7¢$20 cancel fee
AP GAS & ELECTRIC (TX) LLCTrueClassic 2424 mo12.9–14.9¢12.4–14.0¢12.2–13.6¢$250 cancel fee
BKV EnergyDaisy 1212 mo12.9–14.8¢12.4–14.0¢12.1–13.7¢$20 cancel fee
AP GAS & ELECTRIC (TX) LLCTrueClassic 1818 mo12.7–13.4¢12.4–13.0¢12.2–12.8¢
SFE ENERGY TEXAS INCSFE RewardsPlus - 1212 mo12.9–15.1¢12.4–14.3¢12.2–13.9¢$175 cancel fee
Energy TexasNo Bull 2424 mo12.5–14.2¢12.5–13.9¢12.6–13.8¢$20 cancel fee
RHYTHMDigital Choice 2424 mo12.5–14.2¢12.5–13.9¢12.6–13.8¢$20 cancel fee
REVOLUTION ENERGY LLCStars and Stripes 2424 mo13.4–15.4¢12.5–14.2¢12.1–13.6¢$300 cancel fee
INFUSE ENERGYEssential Infusion 2424 mo13.2–15.2¢12.5–14.2¢12.2–13.7¢$300 cancel fee
INFUSE ENERGYPTC Infusion FlexMonth-to-month13.5–15.4¢12.5–14.1¢12.0–13.4¢Variable rate · $5 cancel fee
INFUSE ENERGYEssential Infusion FlexMonth-to-month13.2–15.1¢12.5–14.1¢12.2–13.6¢Variable rate · $5 cancel fee
REVOLUTION ENERGY LLCLiberty Bell FlexMonth-to-month13.3–15.2¢12.5–14.1¢12.1–13.5¢Variable rate · $5 cancel fee
REVOLUTION ENERGY LLCStars and Stripes FlexMonth-to-month13.4–15.3¢12.5–14.1¢12.1–13.5¢Variable rate · $5 cancel fee
Abundance EnergyClean Energy 1212 mo13.5–15.5¢12.6–14.2¢12.1–13.6¢$200 cancel fee
BKV EnergyDaisy 1313 mo13.1–15.1¢12.6–14.3¢12.4–13.9¢$20 cancel fee
BKV EnergyDaisy Green 1212 mo13.1–15.0¢12.6–14.2¢12.3–13.8¢$20 cancel fee
SPARK ENERGY LLCChoose 1515 mo13.1–16.1¢12.6–15.3¢12.4–14.9¢$100 cancel fee
REVOLUTION ENERGY LLCStars and Stripes 99 mo13.5–15.7¢12.6–14.5¢12.1–13.9¢$175 cancel fee
INFUSE ENERGYPTC Green Infusion FlexMonth-to-month13.6–15.5¢12.6–14.2¢12.1–13.5¢Variable rate · $5 cancel fee
INFUSE ENERGYEssential Infusion Green FlexMonth-to-month13.3–15.2¢12.6–14.2¢12.2–13.7¢Variable rate · $5 cancel fee
REVOLUTION ENERGY LLCLiberty Bell Green FlexMonth-to-month13.4–15.3¢12.6–14.2¢12.2–13.6¢Variable rate · $5 cancel fee
REVOLUTION ENERGY LLCStars and Stripes Green FlexMonth-to-month13.5–15.4¢12.6–14.2¢12.1–13.6¢Variable rate · $5 cancel fee
CHAMPION ENERGY SERVICES LLCChamp Saver-2424 mo13.2–15.4¢12.7–14.7¢12.5–14.3¢$250 cancel fee
GOOD CHARLIE & CO LLCGoodEnergy 2424 mo13.7–15.6¢12.7–14.3¢12.2–13.7¢$20 cancel fee
Energy TexasNo Bull 3636 mo12.8–14.7¢12.8–14.4¢12.9–14.5¢$20 cancel fee
BKV EnergyDaisy 2424 mo13.3–15.3¢12.8–14.5¢12.6–14.1¢$20 cancel fee
Octopus EnergyOcto Simple 1818 mo13.3–18.1¢12.8–17.3¢12.6–16.9¢$200 cancel fee
BKV EnergyDaisy 1414 mo13.3–15.3¢12.9–14.5¢12.6–14.1¢$20 cancel fee
SMARTENERGY HOLDINGS LLCSmartGreen 12 $200 Bill Credit12 mo13.9–16.1¢12.9–14.8¢12.4–14.2¢$20 cancel fee
REVOLUTION ENERGY LLCStars and Stripes 3636 mo13.8–15.9¢12.9–14.7¢12.5–14.2¢$375 cancel fee
INFUSE ENERGYEssential Infusion 3636 mo13.6–15.7¢12.9–14.7¢12.6–14.3¢$375 cancel fee
SFE ENERGY TEXAS INCSFE RewardsPlus - 1414 mo14.0–16.1¢12.9–14.7¢12.4–14.0¢$175 cancel fee
CleanSky EnergyEmbrace Green 12 - New Customer Special12 mo13.5–15.5¢13.0–14.8¢12.8–14.6¢$150 cancel fee
Octopus Energy LLCOcto Simple 2424 mo13.5–18.2¢13.0–17.4¢12.8–17.0¢$250 cancel fee
GOOD CHARLIE & CO LLCGoodEnergy 3636 mo13.9–15.9¢13.0–14.6¢12.6–14.0¢$20 cancel fee
INFUSE ENERGYEssential Infusion 33 mo13.7–15.7¢13.0–14.7¢12.7–14.2¢$100 cancel fee
AP GAS & ELECTRIC (TX) LLCTrueClassic 3636 mo13.5–15.6¢13.0–14.8¢12.8–14.4¢36-mo term
CleanSky EnergyEmbrace Green 24 - New Customer Special24 mo13.6–15.6¢13.1–14.9¢12.9–14.6¢$225 cancel fee
IRONHORSE POWER SERVICES LLCGiddy Up 2424 mo13.7–14.3¢13.2–13.9¢12.9–13.7¢$250 cancel fee
IRONHORSE POWER SERVICES LLCGiddy Up 1818 mo13.8–14.4¢13.3–14.0¢13.0–13.8¢$250 cancel fee
SMARTENERGY HOLDINGS LLCSmartGreen 9 $200 Bill Credit9 mo14.3–16.6¢13.3–15.3¢12.8–14.7¢$20 cancel fee
Base PowerBase Energy 3636 mo13.8–15.7¢13.3–15.0¢13.1–14.6¢$20 cancel fee
CleanSky EnergyEmbrace Green 36 - New Customer Special36 mo13.9–16.0¢13.4–15.3¢13.2–15.0¢$275 cancel fee
HERITAGE POWER LLCBright Start 12 - $25 credit on your first bill!12 mo13.7–15.4¢13.4–15.0¢13.2–14.8¢$75 cancel fee
SFE ENERGY TEXAS INCSFE RewardsPlus - 2424 mo14.5–16.6¢13.4–15.2¢12.9–14.5¢$175 cancel fee
Ranchero PowerRanchero Smart & Fixed - 1818 mo14.4–16.9¢13.4–15.6¢12.9–14.9¢$179.99 cancel fee
SOUTHERN FEDERAL POWER LLCSoFed Better Rate - 3636 mo14.4–16.7¢13.4–15.4¢13.0–14.8¢$249 cancel fee
Atlantex PowerLuminous 1010 mo14.0–16.2¢13.5–15.9¢13.3–15.7¢$20 cancel fee
CONSTELLATION NEWENERGY INC14 Month14 mo14.0¢13.5¢13.3¢$150 cancel fee
IRONHORSE POWER SERVICES LLCGiddy Up 3636 mo14.0–14.7¢13.5–14.3¢13.2–14.1¢$250 cancel fee
Ranchero PowerSmart & Fixed - 3636 mo14.5–16.8¢13.5–15.5¢13.0–14.9¢$179 cancel fee
CHARIOT ENERGYChariot Choice 3636 mo14.0¢13.5¢13.3¢$99 cancel fee
Octopus Energy LLCOcto Simple 1414 mo14.1–18.3¢13.6–17.5¢13.3–17.1¢$200 cancel fee
REVOLUTION ENERGY LLCStars and Stripes 1818 mo14.5–16.6¢13.6–15.4¢13.2–14.8¢$250 cancel fee
Think EnergyThink Clean 1212 mo14.9–17.3¢13.9–16.0¢13.4–15.4¢$200 cancel fee
CHARIOT ENERGYChariot FreedomMonth-to-month14.3–16.2¢13.9–15.4¢13.7–15.0¢Variable rate
Discount PowerSaver 1212 mo14.3–16.2¢13.9–15.8¢13.8–15.6¢$150 cancel fee
SMARTENERGY HOLDINGS LLCSmartGreen 24 $200 Bill Credit24 mo14.9–17.1¢13.9–15.8¢13.4–15.2¢$20 cancel fee
PRONTO POWERSummer 20263 mo15.5–18.7¢13.9–16.7¢13.7–15.8¢$50 cancel fee
CIRRO ENERGYSmart Simple 1212 mo14.4–16.3¢14.0–15.9¢13.9–15.7¢$150 cancel fee
HERITAGE POWER LLCBright Start 24 - $25 credit on your first bill!24 mo14.3–15.4¢14.0–15.0¢13.8–14.8¢$75 cancel fee
AP GAS & ELECTRIC (TX) LLCTrue Classic 1818 mo14.8¢14.0¢13.6¢
Atlantex PowerLuminous 3636 mo14.7–16.9¢14.2–16.6¢14.0–16.4¢$20 cancel fee
HERITAGE POWER LLCBright Start 36 - $25 credit on your first bill!36 mo14.5–14.7¢14.2–14.4¢14.0–14.2¢$75 cancel fee
Discount PowerSaver 2424 mo14.7–16.6¢14.3–16.3¢14.2–16.1¢$295 cancel fee
Discount PowerSaver 3636 mo14.8–16.6¢14.4–16.3¢14.3–16.1¢$395 cancel fee
CIRRO ENERGYSmart Simple 2424 mo14.8–16.7¢14.4–16.4¢14.3–16.2¢$295 cancel fee
Ranchero PowerRanchero Smart & Fixed -1818 mo15.2¢14.4¢13.9¢$179.99 cancel fee
Think EnergyThink Clean 2424 mo15.5–18.0¢14.5–16.7¢14.0–16.1¢$200 cancel fee
RELIANTReliant Power On 1818 mo15.6–17.9¢14.6–16.6¢14.1–15.9¢$180 cancel fee
DIRECT ENERGYAutopay Texas 1212 mo15.6–18.5¢14.6–17.2¢14.1–16.5¢$150 cancel fee
CIRRO ENERGYSmart Simple 3636 mo15.0–16.8¢14.6–16.5¢14.5–16.3¢$395 cancel fee
RELIANTReliant Power On 12 Plan12 mo15.7–17.8¢14.7–17.0¢14.2–16.5¢$150 cancel fee
DIRECT ENERGYAutopay Texas 2424 mo15.8–18.8¢14.8–17.5¢14.3–16.9¢$295 cancel fee
AMIGO ENERGYBasics PTC - 3636 mo15.4–16.3¢14.9–15.9¢14.7–15.7¢$175 cancel fee
TARA ENERGYBasics PTC - 3636 mo15.4–16.3¢14.9–15.9¢14.7–15.7¢$175 cancel fee
JUST ENERGYBasics PTC - 6060 mo15.4–16.3¢14.9–15.9¢14.7–15.7¢$175 cancel fee
AMIGO ENERGYBasics PTC - 2424 mo15.4–16.3¢14.9–15.9¢14.7–15.7¢$175 cancel fee
TARA ENERGYBasics PTC - 2424 mo15.4–16.3¢14.9–15.9¢14.7–15.7¢$175 cancel fee
JUST ENERGYBasics PTC - 2424 mo15.4–16.3¢14.9–15.9¢14.7–15.7¢$175 cancel fee
GREEN MOUNTAIN ENERGY COMPANYPollution Free e-Plus 18 Choice18 mo16.0–18.2¢15.0–16.9¢14.5–16.4¢$180 cancel fee
RELIANTReliant Power On 24 Plan24 mo16.0–18.2¢15.0–17.4¢14.5–16.9¢$295 cancel fee
GREEN MOUNTAIN ENERGY COMPANYPollution Free e-Plus 12 Choice12 mo16.0–18.4¢15.0–17.4¢14.5–16.9¢$150 cancel fee
RELIANTReliant Power on 36 Plan36 mo16.1–18.5¢15.1–17.7¢14.6–17.2¢$395 cancel fee
DIRECT ENERGYAutopay Texas 3636 mo16.1–19.1¢15.1–17.8¢14.6–17.1¢$395 cancel fee
HERITAGE POWER LLCBright Start 48 - $75 credit on your first bill!48 mo15.5–15.7¢15.2–15.4¢15.0–15.2¢$75 cancel fee
GREEN MOUNTAIN ENERGY COMPANYPollution Free e-Plus 24 Choice24 mo16.3–18.8¢15.3–17.8¢14.8–17.3¢$295 cancel fee
Ranchero PowerRanchero Fixed Prime - 4848 mo16.2–17.8¢15.3–16.5¢14.9–15.9¢48-mo term
GREEN MOUNTAIN ENERGY COMPANYPollution Free e-Plus 36 Choice36 mo16.6–19.0¢15.6–18.2¢15.1–17.7¢$395 cancel fee
HERITAGE POWER LLCBright Start 60 - $75 credit on your first bill!60 mo16.5–16.7¢16.2–16.4¢16.0–16.2¢$75 cancel fee
PAYLESS POWERPTC 12 Month - Prepaid12 mo16.8–18.8¢16.3–18.1¢16.1–17.7¢$49 cancel fee
NEC Co-op EnergyResidential Electricity... Plain and simple.17.6–19.5¢16.3–17.9¢15.7–17.2¢Variable rate
PAYLESS POWERPTC 6 Month - Prepaid6 mo17.0–19.0¢16.5–18.3¢16.3–17.9¢$49 cancel fee
PRONTO POWERPower To ChooseMonth-to-month16.9–17.9¢16.9–17.9¢16.9–17.9¢$0.01 cancel fee
PRONTO POWERPronto Flex 30Month-to-month18.7–19.2¢18.4–18.9¢18.2–18.7¢Variable rate
PRONTO POWERPower to ChooseMonth-to-month18.4¢18.4¢18.4¢Variable rate · $50 cancel fee

EFL average prices in cents/kWh, including delivery charges; ranges span delivery (TDSP) territories. Sorted by the 1,000 kWh column. Plan terms change — confirm current rates and conditions with the provider before enrolling.

How This List Is Ranked

Plans are ordered by EFL average price at 1,000 kWh from the same quality-checked inventory our compare tool prices. Because nothing here depends on hitting a usage threshold, these plans' prices move much less across the 500/1,000/2,000 kWh columns than credit plans do — but check the column nearest your usage anyway, since base charges still tilt the low end.

Who This Category May & May Not Fit

May fit
  • Apartments and smaller homes whose usage hovers where credit thresholds live (500–1,000 kWh)
  • Households with seasonal swings — no month gets repriced for dipping below a threshold
  • Anyone who doesn't want to track monthly usage against a contract condition
May not fit
  • Homes that reliably use 1,000+ kWh every single month — a credit plan you always qualify for can beat these on effective rate; see the trade-off explained on the bill-credits guide
  • Shoppers chasing the lowest 1,000 kWh benchmark price, which credit plans are engineered to win

What to Check Before Enrolling

No credit doesn't mean no conditions

A few no-credit plans carry minimum-usage fees (a charge for using too little) or time-of-use windows — both flagged in the Notes column. And nearly all carry a monthly base charge that weighs more at low usage.

Compare against the credit plan honestly

If your usage clears 1,000 kWh twelve months a year, a credit plan may genuinely cost less annually. The right comparison is your real usage, month by month, through both structures — which is what the compare tool does.

Reading the EFL for These Plans

Verify the absence yourself: the EFL's “Fees/Credits” or pricing section will state any bill credit and its threshold. On this list you're mainly checking the base charge, any minimum-usage fee, the term length, and the early termination fee. If an EFL you're reading does show a credit, it's a different plan version than the one listed here — providers reuse plan names.

Frequently Asked Questions

Why do bill-credit plans look cheaper than these?
Because the standardized 1,000 kWh benchmark price includes the credit for plans that hit their threshold exactly. A $125 credit at 1,000 kWh takes about 12.5 cents/kWh off the benchmark — and takes nothing off a 900 kWh month. Plans without credits show you a price that behaves the same way at every usage level. See how bill credit plans work.
Are plans without bill credits always the better choice?
No. For genuinely consistent high-usage homes, an always-qualified credit plan can cost less over a year. Plans without credits win on predictability and on any usage pattern that sometimes dips below thresholds. Model both against your actual monthly history — the compare tool does this at your usage.
How is this different from the no-minimum-usage-fee list?
Different condition. Bill credits reward you above a threshold; minimum-usage fees charge you below one. Both create threshold math. This page filters out credits; the no-minimum-usage-fee page filters out the fees. Plans appearing on both lists have neither condition.

Keep Comparing

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.