Best Bill Credit Electricity Plans

Active Texas electricity plans where TrueBill detected a bill credit. Plans are ranked by estimated monthly cost at 1,000 kWh. Credit amounts and thresholds are shown from parsed Electricity Facts Label data.

Last updated: Jul 31, 2026

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.

What Is a Bill Credit Plan?

In short: the plan subtracts a fixed dollar amount from your bill in months where your usage reaches a set kWh level, and gives you nothing in months where it doesn't. Whether that trade works in your favor depends entirely on how often your home clears the threshold. For the full mechanics — worked cost examples, the "credit cliff," and how to evaluate these plans against your own usage history — see our bill credit and usage credit explainer.

Current Bill Credit Plans

Showing 50 active plans where TrueBill detected a bill credit with a specific dollar amount and usage threshold. Plans are ranked by estimated monthly cost at 1,000 kWh.

Note: TrueBill detected a bill credit in these plans. Credit terms should be confirmed directly with the provider before enrolling.

ProviderPlan NameCredit AmountCredit ThresholdEst. Monthly CostEffective Rate
AP GAS & ELECTRIC (TX) LLCSimpleSaver 12$1251000 kWh$62.006.2¢
CHARIOT ENERGYGridPlus 12$1251000 kWh$63.006.3¢
AP GAS & ELECTRIC (TX) LLCSimpleSaver 12$1251000 kWh$63.006.3¢
CHARIOT ENERGYGridPlus 12$1251000 kWh$64.006.4¢
Energy TexasThe Lone Saver Plus 12$1251000 kWh$66.006.6¢
AP GAS & ELECTRIC (TX) LLCSimpleSaver 12$1251000 kWh$66.006.6¢
RHYTHMRhythm Max Saver 12$1251000 kWh$66.006.6¢
CHARIOT ENERGYGridPlus 12$1251000 kWh$67.006.7¢
AP GAS & ELECTRIC (TX) LLCSimpleSaver 12$1251000 kWh$69.006.9¢
CHARIOT ENERGYGridPlus 12$1251000 kWh$71.007.1¢
CIRRO ENERGYBill Bonus 14$1251000 kWh$72.007.2¢
RHYTHMRhythm Max Saver 12$1251000 kWh$72.007.2¢
Energy TexasThe Lone Saver Plus 12$1251000 kWh$72.007.2¢
Discount PowerBill Credit Bundle 14$1251000 kWh$72.007.2¢
CIRRO ENERGYBill Bonus 13$1251000 kWh$72.007.2¢
CIRRO ENERGYBill Bonus 11$1251000 kWh$72.007.2¢
CIRRO ENERGYBill Bonus 25$1251000 kWh$72.007.2¢
CIRRO ENERGYBill Bonus 10$1251000 kWh$72.007.2¢
Discount PowerBill Credit Bundle 10$1251000 kWh$72.007.2¢
Discount PowerBill Credit Bundle 25$1251000 kWh$72.007.2¢
Discount PowerBill Credit Bundle 11$1251000 kWh$72.007.2¢
Discount PowerBill Credit Bundle 13$1251000 kWh$72.007.2¢
Energy TexasThe Lone Saver Plus 12$1251000 kWh$74.007.4¢
RHYTHMRhythm Max Saver 12$1251000 kWh$74.007.4¢
RHYTHMRhythm Max Saver 12$1251000 kWh$75.007.5¢
Energy TexasThe Lone Saver Plus 12$1251000 kWh$75.007.5¢
AP GAS & ELECTRIC (TX) LLCSimpleSaver 12$1251000 kWh$82.008.2¢
CHARIOT ENERGYGridPlus 12$1251000 kWh$83.008.3¢
RHYTHMRhythm Max Saver 12$1251000 kWh$83.008.3¢
Energy TexasThe Lone Saver Plus 12$1251000 kWh$83.008.3¢
Discount PowerBill Credit Bundle 13$1251000 kWh$84.008.4¢
TARA ENERGYValue Choice - 12$1251000 kWh$85.008.5¢
JUST ENERGYSmart Choice - 12$1251000 kWh$85.008.5¢
TARA ENERGYValue Choice - 12$1251000 kWh$97.009.7¢
JUST ENERGYSmart Choice - 12$1251000 kWh$97.009.7¢
GEXA ENERGYGexa Simply Low 24 Plan$1001000 kWh$103.0010.3¢
TARA ENERGYValue Choice - 12$1251000 kWh$109.0010.9¢
JUST ENERGYSmart Choice - 12$1251000 kWh$109.0010.9¢
JUST ENERGYSmart Choice - 12$1251000 kWh$111.0011.1¢
TARA ENERGYValue Choice - 12$1251000 kWh$111.0011.1¢
JUST ENERGYSmart Choice - 12$1251000 kWh$114.0011.4¢
TARA ENERGYValue Choice - 12$1251000 kWh$114.0011.4¢
Think EnergyThink Clean 12 with Smart Thermostat Connected$101 kWh$129.0012.9¢
Think EnergyThink Clean 12 with Smart Thermostat Connected$101 kWh$131.0013.1¢
Think EnergyThink Clean 12 with Smart Thermostat Connected$101 kWh$131.0013.1¢
Think EnergyThink Clean 24 With Smart Thermostat$101 kWh$135.0013.5¢
Think EnergyThink Clean 24 with Smart Thermostat$101 kWh$137.0013.7¢
Think EnergyThink Clean 24 with Smart Thermostat$101 kWh$137.0013.7¢
Think EnergyThink Clean 12 with Smart Thermostat Connected$101 kWh$138.0013.8¢
CONSTELLATION NEWENERGY INC12 Month A/C Protect Plus for 2 Units$351000 kWh$140.0014.0¢

How to Read This Table

The Credit Thresholdcolumn is the number that matters most. Every estimated cost above assumes exactly 1,000 kWh of usage — the benchmark where a credit with a 1,000 kWh threshold is always earned. In a month where your home lands even slightly under a plan's threshold, that plan's real cost is the pre-credit amount, which can move it from the top of this ranking to the bottom.

Before shortlisting a plan here, look at your last 12 electric bills and count how many months fell below the listed threshold. Each of those months is a month you'd pay full price. If that count is more than two or three, a plan without a threshold will usually beat anything in this table — run the comparison tool at your lowest and highest months to see both cases.

Frequently Asked Questions

How are the plans on this page ranked?
Plans are ranked by estimated monthly cost at 1,000 kWh, computed from each plan's parsed Electricity Facts Label — energy charge, base charge, TDSP delivery charges, and the credit itself when the threshold is met. Ranking is deterministic and never affected by provider relationships or compensation.
Is the credit threshold shown in the table guaranteed?
The credit amount and threshold come from TrueBill's parse of the plan's current EFL, and providers can update EFLs at any time. Treat the table as a shortlist: verify the credit terms in the EFL linked from the plan and confirm with the provider before enrolling.
Should I pick the top plan in this table?
Only if your real usage reliably clears the credit threshold. The table ranks plans at exactly 1,000 kWh — if your home runs 850 kWh in spring or 1,400 kWh in August, your cheapest plan may be different. Use the comparison tool with your own monthly kWh before deciding.
How does TrueBill detect bill credits?
TrueBill parses the Electricity Facts Label and provider fees/credits text to detect when a plan includes a bill credit. When a credit is detected with a specific dollar amount and usage threshold, that plan appears on this page. Plans where the credit could not be conclusively parsed are not listed.

Prices and plan availability can change. Estimated costs depend on usage, delivery territory, fees, credits, and plan terms. Credit amounts shown are from parsed EFL data and should be confirmed directly with the provider before enrolling. TrueBill Energy does not sell electricity or enroll customers.

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.

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