Fixed-Rate Electricity Plans in Texas

Current Plans in This Category (158)

Data updated October 18, 2026. From 33 providers with publicly listed pricing.

Who This Category May & May Not Fit

What's Actually Fixed on a Fixed-Rate Plan

Read the EFL's rate type and the explanation of whether the price can change during the contract. Fixed-rate retail energy pricing offers protection from ordinary provider price changes, while permitted TDSP delivery or regulatory adjustments may still pass through. The energy charge and a delivery charge are separate parts of that calculation. Different usage can produce a different bill even when no charge changes.

Two things people often confuse with a fixed rate are different products entirely. A variable-rate plan lets the provider change the formula itself month to month — see fixed vs variable plans. And “budget billing” or a fixed monthly payment is a payment-smoothing arrangement layered on top of whatever plan you have: it levels your cash flow across the year and settles the difference later, but it doesn't change what your electricity costs.

Fixed Rate Doesn't Mean Fixed Bill

Even when the retail energy pricing stays the same, your monthly total still moves with:

• Usage — using more electricity increases usage-based charges even when their rates stay the same
• TDSP delivery charges — regulated pass-throughs from your delivery utility that adjust when the PUC approves tariff changes, even mid-contract
• Taxes and regulatory fees — applied on top of the plan's charges
• Base charges — fixed dollars per month, so their share of your effective rate grows in low-usage months
• Bill credits — earned only when usage meets the EFL's conditions, which may include lower and upper limits
• Minimum-usage fees — added in months under the plan's usage floor
• Time-of-use windows — the day/night usage split changes the blended rate month to month

Fixed-Rate Doesn't Mean Simple

A fixed-rate plan can still include bill-credit thresholds, usage tiers, free-hours windows or base charges. Those conditions can make two plans with similar benchmark prices behave differently at your usage. The no-bill-credit list removes one source of variation; check the Notes column and EFL for other conditions.

Choosing a Term Length

Term length and rate type are separate decisions. 12-month plans give you an annual opportunity to review offers; 24-month plans extend the commitment and reduce how often you renew. Compare prices at the same ZIP and usage, the contract end dates, and the actual termination fees. A longer contract does not guarantee a lower rate or a particular fee.

Early Termination and Moving

Check the EFL and Terms of Service for whether an early termination fee applies and how it is calculated. A hypothetical $15 fee for each remaining month would cost $90 with six months left; a flat fee would work differently. Before switching or moving, confirm the contract expiration date, fee-free switching date and any moving-documentation requirements with your provider.

How TrueBill Compares Fixed-Rate Plans

This page orders current listings by the EFL's 1,000 kWh average and shows other benchmarks and pricing flags. For a comparison at your usage, the comparison tool applies the plan's reviewed energy charges, base charges, credit rules and TDSP delivery. Time-of-use plans also depend on when you use electricity. Plans must pass the public inventory checks before appearing. See how we rank plans for the full ordering rules.

What to Check Before Enrolling

Reading the EFL for These Plans

Read the EFL's energy pricing and whether delivery is included in that charge or itemized separately. Check its permitted price changes, term length, termination fee and any bill-credit or tier conditions. The 500, 1,000 and 2,000 kWh averages are standardized comparison points, not quotes for every household's bill.

Frequently Asked Questions