Best 12-Month Electricity Plans in Texas

Compare current 12-month Texas electricity plans by estimated cost from each plan's Electricity Facts Label — bill credits, base charges, and TDSP delivery included.

Compare plans for your ZIP →

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.

Current Inventory Snapshot

Matching plans

in our public data

Providers offering them

across Texas

6.4¢

Cheapest at 1,000 kWh

EFL average price

6.4–18.6¢

Range at 1,000 kWh

cheapest to priciest

Publicly listed residential plans with valid pricing data matching this category. Data updated September 4, 2026. Confirm current rates with the provider before enrolling.

A 12-month plan locks your energy rate structure for one year — long enough to escape month-to-month price swings, short enough that you're not committed through two summers if the market drops. It's the default term in the Texas retail market, and it's usually where providers put their most competitive offers.

The advertised cents-per-kWh figure is where 12-month shopping goes wrong: it's an average at one benchmark usage level, and bill credits, base charges, and minimum-usage terms can move a plan's real monthly cost well away from it. The table below compares every currently listed 12-month plan using the pricing details each provider discloses on its Electricity Facts Label (EFL), so those structural differences are visible before you enroll.

One year also means your renewal lands in the same season you signed. Sign in August and you'll be shopping again next August, when offers are historically at their worst. If you're switching during a hot month, it's worth checking whether an 11- or 14-month term (several providers list them) would land your renewal in milder weather instead.

Current Plans in This Category (41)

Data updated September 4, 2026. From 35 providers with publicly listed pricing.

Provider	Plan	Term	500 kWh	1,000 kWh ▾	2,000 kWh	Notes
SPARK ENERGY LLC	Sure Saver 12	12 mo	16.8–20.7¢	6.4–9.9¢	11.2–14.5¢	Credit cliff at 1,000 kWh · $100 cancel fee
AP GAS & ELECTRIC (TX) LLC	SimpleSaver 12	12 mo	19.4–21.5¢	6.5–8.2¢	12.5–14.1¢	Credit cliff at 1,000 kWh · $150 cancel fee
Energy Texas	The Lone Saver Plus 12	12 mo	19.2–22.0¢	6.8–9.2¢	13.1–15.3¢	Credit cliff at 1,000 kWh · $20 cancel fee
JUST ENERGY	Smart Choice - 12	12 mo	22.4–25.1¢	9.6–11.8¢	15.7–17.6¢	Credit cliff at 1,000 kWh · $4.99 fee under 400 kWh · $175 cancel fee
TARA ENERGY	Value Choice - 12	12 mo	22.4–25.1¢	9.6–11.8¢	15.7–17.6¢	Credit cliff at 1,000 kWh · $4.99 fee under 400 kWh · $175 cancel fee
AMIGO ENERGY	Power Perks - 12	12 mo	22.4–25.1¢	9.6–11.8¢	15.7–17.6¢	Credit cliff at 1,000 kWh · $4.99 fee under 400 kWh · $175 cancel fee
CHARIOT ENERGY	Bright Nights 12	12 mo	12.3–15.0¢	11.0–13.2¢	10.4–12.3¢	7.4¢/kWh outside free window · $15 cancel fee
RHYTHM	Digital Choice 12	12 mo	11.0–13.7¢	11.1–13.4¢	11.2–13.2¢	$20 cancel fee
TRUE POWER	True Value 12	12 mo	11.4–13.8¢	11.1–13.0¢	10.9–12.6¢	$300 cancel fee
Abundance Energy	Confident Renter 12	12 mo	11.8–13.9¢	11.3–13.1¢	11.1–12.7¢	$200 cancel fee
GEXA ENERGY	Gexa Eco Choice 12	12 mo	11.6–14.4¢	11.3–13.6¢	11.1–13.2¢	$150 cancel fee
FRONTIER UTILITIES	Frontier Power Saver 12	12 mo	11.6–14.4¢	11.3–13.6¢	11.1–13.2¢	$150 cancel fee
Companion Energy	Companion + Perks 12	12 mo	11.6–14.4¢	11.3–13.6¢	11.1–13.2¢	$150 cancel fee
AP GAS & ELECTRIC (TX) LLC	TrueClassic 12	12 mo	11.6–14.6¢	11.3–13.8¢	11.1–13.4¢	$150 cancel fee
Abundance Energy	Straight Forward 12	12 mo	12.4–14.5¢	11.4–13.2¢	10.9–12.6¢	$200 cancel fee
Budget Power	No Gimmicks 12	12 mo	11.8–14.3¢	11.5–13.5¢	11.3–13.1¢	$100 cancel fee
Octopus Energy	Octo Simple 12	12 mo	12.0–16.8¢	11.6–16.1¢	11.4–15.7¢	$150 cancel fee
VARSITY ENERGY LLC	HOMERUN 12	12 mo	12.0–12.8¢	11.6–12.3¢	11.4–12.1¢	$150 cancel fee
Texans Choice Power LLC	Choose 12	12 mo	12.1–16.0¢	11.8–15.2¢	11.6–14.8¢	$100 cancel fee
SFE ENERGY TEXAS INC	SFE RewardsPlus - 12	12 mo	12.2–14.9¢	11.8–14.2¢	11.7–13.8¢	$175 cancel fee
Abundance Energy	Clean Energy 12	12 mo	12.9–15.0¢	11.9–13.7¢	11.4–13.1¢	$200 cancel fee
CHAMPION ENERGY SERVICES LLC	Champ Saver-12	12 mo	12.2–16.8¢	11.9–16.1¢	11.7–15.7¢	$150 cancel fee
Think Energy	Think Clean 12 with Smart Thermostat Connected	12 mo	11.8–15.1¢	12.0–14.8¢	12.1–14.7¢	$200 cancel fee
SPARK ENERGY LLC	Choose 12	12 mo	12.3–16.2¢	12.0–15.4¢	11.8–15.0¢	$100 cancel fee
INFUSE ENERGY	Essential Infusion 12	12 mo	12.6–15.4¢	12.1–14.4¢	11.8–14.0¢	$200 cancel fee
REVOLUTION ENERGY LLC	Stars and Stripes 12	12 mo	12.8–15.6¢	12.1–14.4¢	11.7–13.9¢	$200 cancel fee
SOUTHERN FEDERAL POWER LLC	SoFed Digital Saver Plus - 12	12 mo	12.5–14.9¢	12.1–14.1¢	12.0–13.8¢	$99 cancel fee
GOOD CHARLIE & CO LLC	GoodEnergy 12	12 mo	13.0–14.4¢	12.2–13.4¢	11.7–12.9¢	$20 cancel fee
BKV Energy	Daisy 12	12 mo	12.8–15.5¢	12.5–14.7¢	12.3–14.3¢	$20 cancel fee
Discount Power	Saver 12	12 mo	13.0–15.8¢	12.6–15.0¢	12.5–14.6¢	$150 cancel fee
CIRRO ENERGY	Smart Simple 12	12 mo	13.1–15.9¢	12.7–15.1¢	12.6–14.7¢	$150 cancel fee
CleanSky Energy	Embrace Green 12 - New Customer Special	12 mo	13.0–15.7¢	12.7–14.9¢	12.5–14.5¢	$150 cancel fee
SMARTENERGY HOLDINGS LLC	SmartGreen 12 $200 Bill Credit	12 mo	13.6–15.2¢	12.7–13.9¢	12.3–13.3¢	$20 cancel fee
HERITAGE POWER LLC	Bright Start 12 – $180 Bill Credit Reward	12 mo	13.2–14.3¢	12.9–13.8¢	12.7–13.6¢	$75 cancel fee
Think Energy	Think Clean 12	12 mo	13.8–17.1¢	13.0–15.8¢	12.6–15.2¢	$200 cancel fee
PAYLESS POWER	PTC 12 Month - Postpaid	12 mo	14.0–16.5¢	13.7–15.7¢	13.5–15.3¢	$199 cancel fee
BRANCH ENERGY (TEXAS) LLC	Branch Fixed 12	12 mo	14.4¢	14.0¢	13.8¢	$120 cancel fee
DIRECT ENERGY	Autopay Texas 12	12 mo	15.6–18.6¢	14.8–17.3¢	14.4–16.7¢	$150 cancel fee
RELIANT	Reliant Power On 12 Plan	12 mo	15.7–18.7¢	14.9–17.4¢	14.5–16.8¢	$150 cancel fee
GREEN MOUNTAIN ENERGY COMPANY	Pollution Free e-Plus 12 Choice	12 mo	16.1–19.3¢	15.3–18.0¢	14.9–17.4¢	$150 cancel fee
PAYLESS POWER	PTC 12 Month - Prepaid	12 mo	16.4–19.4¢	16.1–18.6¢	15.9–18.2¢	$49 cancel fee

EFL average prices in cents/kWh, including delivery charges; ranges span delivery (TDSP) territories. Sorted by the 1,000 kWh column. Plan terms change — confirm current rates and conditions with the provider before enrolling.

How This List Is Ranked

Plans below are ordered by their EFL average price at 1,000 kWh — the standardized disclosure every Texas plan must publish — using the same quality-checked inventory our compare tool prices. “Best” here means lowest disclosed average price at that benchmark, not best for your specific usage: a bill-credit plan that tops this list can be a poor fit if your usage dips below its threshold. For a ranking at your actual usage, use the compare tool.

Who This Category May & May Not Fit

May fit

Most households — the 12-month market has the deepest inventory and the most competition
Renters with a lease that runs about a year
Anyone who wants to re-shop annually without paying month-to-month variable premiums

May not fit

People who want to lock a good rate through multiple summers — compare 24- and 36-month pricing
Anyone likely to move in a few months — a shorter term or month-to-month plan avoids the cancellation fee (moving usually waives it, but only with proof)

What to Check Before Enrolling

The 1,000 kWh rate is one point on a curve

Bill-credit and tiered 12-month plans can be several cents cheaper or more expensive at 500 or 2,000 kWh than at the benchmark. Check the column that matches your usage, not just the sort order.

Renewal is where plans get expensive

When a 12-month contract ends, most providers roll you to a month-to-month holdover rate that's substantially higher. Set a reminder for 30–45 days before the end date — that's when you can switch without penalty.

Cancellation fees cluster around $150

Listed early termination fees for 12-month plans in our data are commonly $150, with some providers charging per month remaining instead. Moving generally waives the fee with proof of the move.

Base charges and minimum-usage terms

A fixed monthly base charge weighs more the less you use, and some 12-month plans add a fee when usage falls below a stated threshold. Both are disclosed on the EFL and included in our estimates — check them especially for apartments and efficient homes.

Reading the EFL for These Plans

On any 12-month EFL, check five things: the average price at the usage level closest to yours; whether that price depends on a bill credit with a usage threshold; any time-of-use or free-hours window (the free period is funded by a higher rate outside it); the base charge (a fixed monthly amount that hits low-usage months hardest); and the early termination fee. The EFL also discloses the plan's renewable content percentage and whether the rate can change during the term (for a fixed-rate plan, the energy charge can't — but regulated TDSP delivery charges pass through if the utility changes them). The most reliable comparison is the estimated total monthly bill at your own usage level, not any single disclosed average.

Frequently Asked Questions

Is a 12-month electricity plan the same as a fixed-rate plan?

Usually, but not by definition. Most 12-month Texas plans lock the energy charge for the term — that's what fixed-rate means — while regulated TDSP delivery charges still pass through if the utility's tariff changes. A 12-month term can also carry structures like bill credits or free-hours windows that make the effective rate move with your usage even though the contract rate is fixed. The EFL states the rate type explicitly.

Can a 12-month plan include bill credits or minimum-usage requirements?

Yes — many of the cheapest-looking 12-month plans get their benchmark price from a bill credit that only applies at or above a usage threshold, and some charge a fee when monthly usage falls below a minimum. Both structures are flagged in the Notes column above and explained in the guide to how bill-credit plans work. If your usage varies seasonally, estimate the months below the threshold before enrolling.

How should I compare two 12-month plans with similar advertised rates?

Ignore the tie and compare structure: the base charge, any bill-credit threshold, minimum-usage fees, free-hours windows, and the early termination fee. Then compare estimated total monthly cost at your own usage — two plans that match at 1,000 kWh can diverge meaningfully at 700 or 1,500 kWh. The compare tool does this math with TDSP delivery charges included.

Are 12-month plans cheaper than 24-month plans?

Often slightly, but not reliably. Providers price the extra rate-lock of longer terms differently week to week — in our current data some providers list identical rates across terms while others charge a premium for 24 or 36 months. The live tables on this page and the 24-month page show the current gap.

What happens when my 12-month plan ends?

If you do nothing, you typically roll onto a month-to-month holdover product at a higher rate. Your provider must send renewal notices before the contract ends, and you can switch penalty-free in the final 14 days of the term. The expiration month is on your EFL and your enrollment documents.

Can I break a 12-month contract early?

Yes, by paying the early termination fee listed in the EFL — commonly $150 for 12-month terms in our data, though some providers charge per month remaining. If you're moving to an address the provider doesn't serve (or moving at all, for most contracts), Texas rules let you exit without the fee by providing proof of the move.

Should I sign a 12-month plan in summer?

If you sign in July or August, next year's renewal shopping also lands in July or August, when listed prices are historically least favorable. Some shoppers deliberately pick 10-, 11-, or 14-month terms (several providers list them) to shift renewal into spring or fall. It's a modest optimization, but it costs nothing to choose the better end date.

Keep Comparing

12-month plans in Oncor territory Best 24-month electricity plans Fixed-rate electricity plans How bill-credit plans work Gexa Energy 12-month plans & rates Compare plans at your real usage All Texas electricity providers TDSP delivery territories How to read an EFL How to compare electricity plans

See current plans for your ZIP →

Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.