Garland Electricity: GP&L or Oncor? Find Out Before You Compare
Compare plans in Garland by estimated monthly cost at your usage, with Oncor delivery charges included.
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.
Live eligible-plan inventory — Oncor territory; the same active, validation-clean, fresh plan set the compare tool ranks, with TDSP delivery charges included. Rate and bill figures cover standard-priced plans only (free-period and time-of-use plans are counted in inventory but excluded from rate figures). Source: daily EFL capture of the state plan feed; refreshed with this page about every 6 hours. Confirm current rates with the provider before enrolling.
Address eligibility note
Most Garland addresses are served by Garland Power & Light, the city-owned utility, and cannot choose a retail electricity provider. A minority of the city — roughly the edges of GP&L's certificated area — is on Oncor's deregulated grid, where retail choice fully applies. ZIP codes in Garland are split between the two, so only an address-level check is reliable.
Retail choice may not apply to all addresses. Use your ZIP in compare flow to confirm eligibility and available offers.
Top Electricity Plans in Garland (Ranked by Real Monthly Cost)
Plans below are ranked by estimated total bill including Oncor delivery charges. Enter your actual monthly kWh for personalized results and confirm final details with the provider.
| # | Plan | Provider | Rate (1,000 kWh) | Est. bill (1,000 kWh) | Term | Fine print |
|---|---|---|---|---|---|---|
| 1 | Sure Saver 12 | SPARK ENERGY LLC | 6.4¢/kWh | $64/mo | 12 mo | Credit cliff at 1,000 kWh, $100 cancel fee |
| 2 | SimpleSaver 12 | AP GAS & ELECTRIC (TX) LLC | 6.5¢/kWh | $65/mo | 12 mo | Credit cliff at 1,000 kWh, $150 cancel fee |
| 3 | The Lone Saver Plus 12 | Energy Texas | 6.8¢/kWh | $68/mo | 12 mo | Credit cliff at 1,000 kWh, $20 cancel fee |
| 4 | Rhythm Max Saver 24 | RHYTHM | 7.3¢/kWh | $73/mo | 24 mo | Credit cliff at 1,000 kWh, $20 cancel fee |
| 5 | Variable Advantage | SOUTHERN FEDERAL POWER LLC | 8.9¢/kWh | $89/mo | 1 mo | Variable rate |
Estimated bills include Oncor delivery charges. Confirm final pricing on the provider's Electricity Facts Label before enrolling. Use the interactive comparison below to rank all 155 plans at your own usage, or the full comparison tool.
Garland is the DFW metroplex's biggest exception to the retail-choice rule. While nearly every surrounding suburb shops a competitive market on Oncor's wires, most of Garland is served by Garland Power & Light — a municipal utility the city has owned for over a century — and GP&L customers buy power from the city at council-governed rates with no provider to choose. But 'most' is not 'all': a meaningful share of Garland addresses, concentrated toward the city's edges, sit on Oncor's deregulated grid and can shop like any Dallas or Plano household. Because individual ZIP codes here split between the two utilities, Garland is a city where the address check isn't a formality — it's the entire first step.
Garland's housing is largely established — postwar neighborhoods near downtown, 1970s–1990s family homes across the north and east — with summer usage for choice-eligible homes typically in the 1,000–1,550 kWh range.
Garland Electricity Rates — August 2026
Weekly standard-priced market index — Oncor territory, snapshot from the week of August 31, 2026. Unlike the live inventory above, rate figures here exclude free-period and time-of-use plans.
In the week of August 31, 2026, 164 standard-priced plans from 41 providers were on the market in Oncor territory. At 1,000 kWh, the cheapest works out to 6.6¢/kWh all-in (about $66 for the month), and the territory average is 13.2¢/kWh — down 0.8¢ vs the week of August 3, 2026. All figures include Oncor delivery charges.
| Monthly usage | Cheapest rate | Average rate | Cheapest est. bill | Average est. bill |
|---|---|---|---|---|
| 500 kWh | 9.5¢/kWh | 14.0¢/kWh | $47/mo | $70/mo |
| 1,000 kWh | 6.6¢/kWh | 13.2¢/kWh | $66/mo | $132/mo |
| 2,000 kWh | 8.5¢/kWh | 13.1¢/kWh | $170/mo | $262/mo |
Standard-priced plans in the Oncor service territory tracked in the TrueBill database, weekly snapshot from August 31, 2026. Rate = estimated all-in monthly bill (energy + Oncor delivery charges) divided by usage — the same average-price definition the Electricity Facts Label uses. Time-of-use and free-period plans are excluded from rate figures. Oncor delivery charges are identical across the territory, so these rates apply to Garland addresses served by Oncor. Plan pricing changes often — confirm current terms with the provider.
See how Texas electricity rates have trended · Monthly Texas market reports
Provider Rates on the Oncor Grid This Week
Lowest and average all-in rates per provider at 1,000 kWh, from the snapshot for the week of August 31, 2026.
| Provider | Plans | Lowest rate | Avg rate |
|---|---|---|---|
| AP GAS & ELECTRIC (TX) LLC | 7 | 6.59¢ | 11.18¢ |
| SPARK ENERGY LLC | 5 | 6.92¢ | 10.62¢ |
| SOUTHERN FEDERAL POWER LLC | 5 | 8.90¢ | 14.37¢ |
| Octopus Energy | 6 | 9.06¢ | 10.89¢ |
| TARA ENERGY | 5 | 10.23¢ | 13.09¢ |
| AMIGO ENERGY | 5 | 10.23¢ | 16.25¢ |
| JUST ENERGY | 4 | 10.23¢ | 13.83¢ |
| Companion Energy | 2 | 10.60¢ | 11.10¢ |
| Rhythm Energy | 4 | 10.64¢ | 11.74¢ |
| Energy Texas | 4 | 10.64¢ | 12.09¢ |
Rates are EFL average prices at 1,000 kWh including Oncor delivery charges. This is territory-level data — identical for every city on the Oncor grid, because providers price by TDSP territory, not by city. Full history on the Texas rate history page.
Who Delivers Electricity in Garland
Two utilities split Garland — and your address decides which one is yours
Garland Power & Light serves the substantial majority of the city. GP&L is municipally owned: it generates and buys power, maintains its own wires, and bills customers directly at rates set through the city — there is no retail provider to choose, and comparison sites cannot change that.
The remainder of Garland — generally the areas outside GP&L's certificated boundary, including parts shared with Sachse and Rowlett — is served by Oncor, where the standard Texas deregulated market applies: Oncor delivers, and you choose among competing retail providers.
Garland ZIP codes (75040 through 75044, 75048) are split between the two utilities, so a ZIP alone can't answer the question. Your current electric bill names your utility; for a new address, the enrollment address check settles it definitively.
Review Oncor TDSP delivery charges and service-area details →Typical Electricity Usage in Garland
Garland homes often use significantly more electricity during summer cooling months than during the rest of the year.
That seasonal swing changes plan economics: bill credits, minimum usage fees, and usage-based pricing can behave very differently as monthly usage moves up and down.
TrueBill ranks plans using your actual usage profile whenever possible instead of relying only on the standard 1,000 kWh benchmark.
Estimated profile derived from Garland seasonal ranges and Oncor service-area usage patterns.
What to Check Before Picking a Plan in Garland
Some plans only apply a credit if you use, say, 1,000 kWh or more in a month. Miss the threshold and your bill can jump. Check where your usage lands in every month, not just summer.
Rates can change across usage bands, so the advertised rate may only apply at one usage level. Compare estimated cost at your expected usage, not just the 1,000 kWh benchmark.
A monthly base charge or a fee for using too little can outweigh a low per-kWh rate, especially in smaller homes and apartments.
Longer contracts lock in your rate but usually carry a cancellation fee. Check the term and the fee in the plan's EFL before you sign up.
TrueBill factors these plan structures into every estimate. Plan terms can change, so confirm details with the provider before enrolling.
Frequently Asked Questions About Electricity in Garland
How do I know if my Garland home is GP&L or Oncor?
Are GP&L's municipal rates better than what Oncor-side Garland residents pay?
I'm moving within Garland — could I cross between GP&L and Oncor territory?
Can I switch electricity providers in Garland?
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Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.