Direct EnergyElectricity Plans & Rates
An independent look at Direct Energy's current Texas plans, compared by estimated monthly cost with delivery charges included.
Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.
Publicly listed residential plans with valid pricing data, from the state plan feed. Plan data updated September 4, 2026. Confirm current rates with the provider before enrolling.
Direct Energy is one of the largest retail energy companies in North America and has been a subsidiary of NRG Energy since 2021. In Texas it sells plans across all five deregulated delivery territories.
TrueBill Energy is an independent comparison site and is not affiliated with or endorsed by Direct Energy. TrueBill Energy does not currently receive compensation from retail electric providers. If referral or affiliate compensation is introduced in the future, it will be clearly disclosed and will never affect plan rankings. See how we make money.
Current Direct Energy Plans (3)
Every publicly listed Direct Energy residential plan in our data, with EFL average prices at the three standard usage levels. Plan data updated September 4, 2026.
| Plan | Term | Type | 500 kWh | 1,000 kWh | 2,000 kWh | Notes |
|---|---|---|---|---|---|---|
| Autopay Texas 12 | 12 mo | Fixed | 15.6–18.6¢ | 14.8–17.3¢ | 14.4–16.7¢ | $150 cancel fee |
| Autopay Texas 24 | 24 mo | Fixed | 16.1–18.9¢ | 15.3–17.6¢ | 14.9–17.0¢ | $295 cancel fee |
| Autopay Texas 36 | 36 mo | Fixed | 16.3–19.2¢ | 15.5–17.9¢ | 15.1–17.3¢ | $395 cancel fee |
EFL average prices in cents/kWh, including delivery charges. Ranges reflect different delivery (TDSP) territories. Where a Direct Energy plan is listed without pricing, our review of its pricing formula isn't complete and we don't estimate it. Confirm current rates and terms with the provider before enrolling.
Average prices hide plan-structure differences — a bill-credit plan and a flat-rate plan can share a 1,000 kWh price and behave very differently at your usage. The compare tool estimates every plan at your actual monthly kWh.
Early Termination Fees
Cancellation fees listed in Direct Energy's current plan documents range from $150 to $395. Some fees are flat; others are charged per month remaining on the contract, which changes the math substantially. The exact amount and structure are stated in each plan's EFL and Terms of Service — confirm there before enrolling. Moving to a new address generally lets you exit a Texas contract without a fee when you provide proof of the move.
Plan Structures Direct Energy Offers
In today's listings: 3 Direct Energy plans are publicly listed in our data right now — all fixed-rate with no bill credits or time-of-use windows.
Direct Energy's listed inventory has typically centered on fixed-rate plans built around autopay enrollment (the Autopay Texas family) — a simple base-charge-plus-rate structure with the autopay requirement as the main condition to understand.
Contract Options
In today's listings: Contract lengths listed right now: 12, 24, and 36 months.
Direct Energy has typically listed 12-, 24-, and 36-month fixed terms, with cancellation fees stepping up alongside term length.
Does Direct Energy Use Bill Credits?
In today's listings: No bill-credit plans appear in Direct Energy's listings right now.
Minimum-usage bill credits have not been a feature of Direct Energy's listings in the public feed we track.
Free Nights & Time-of-Use
In today's listings: No free-period or time-of-use plans appear in Direct Energy's listings right now.
Time-of-use plans have not been a feature of Direct Energy's listings in the public feed we track.
Renewable Positioning
Direct Energy has offered renewable-marketed options through its own channels; its plans in the feed we track have not been renewable-branded. Check any plan's EFL for its disclosed renewable content.
What to Check Before Picking a Direct Energy Plan
Plans named around autopay typically price assuming autopay enrollment. Review the EFL and Terms of Service for what happens to pricing or fees if autopay fails or is cancelled.
Direct Energy's listed rates have typically run several cents above the cheapest providers at every usage tier. A recognizable brand and simple structure are the trade; know what the premium costs at your usage.
Cancellation fees in Direct Energy plan documents have typically stepped up with term length. If a move is possible during the term, read the longest term's fee first.
Who Direct EnergyMay & May Not Fit
- Households that already pay everything by autopay and want a simple fixed-rate structure
- People who want a large, long-established brand with all-TDSP coverage
- Shoppers optimizing for the lowest estimated bill — cheaper structures typically exist across the market
- Anyone unwilling to manage an autopay requirement as a plan condition
Based on the plans available in our data today — provider catalogs change. Rank plans by estimated cost at your usage rather than by brand.
Where Direct Energy Plans Are Listed
Direct Energy's current listings appear in all five deregulated delivery territories. Your delivery utility (TDSP) is fixed by your address and charges the same regulated delivery rates no matter which provider you pick — TrueBill includes them in every estimate.
Frequently Asked Questions About Direct Energy
What Direct Energy plans does TrueBill list?
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What should I check before signing an autopay plan?
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Estimated costs are informational. Provider rates and plan terms may change. Confirm current details directly with the provider.